Credit card interest directly occupies the credit card limit. For example, if your credit card limit is 10000, you spend 1000, and the interest is 10 yuan, then your remaining limit is10000-000-/kloc-0 = 8990 yuan.

Credit card usage fee:

I. Cash withdrawal by credit card:

1. Credit card overdraft withdrawal:

Handling fee: Different banks have different regulations. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

B interest: calculated at the daily interest rate of five ten thousandths.

2. Cash withdrawal from credit card overpayment: Some banks need to charge, while others don't.

Second, the credit card in the POS card consumption:

1. Repay in full and on time without interest;

2. Pay the minimum repayment amount on time, with a daily interest rate of 0.5 ‰;

3. If the repayment is overdue, besides the above interest, there will be a late payment fee.