The easiest one is Bank of China, which requires an ID card and proof of income. However, the overdraft limit is very low, only about 1,500-3,000.

It is difficult to upgrade.

Agricultural Bank of China requires a card that you have used before. Upgrading only requires you to reach the maximum overdraft each time.

Bank of Communications, there are several situations: 1. College degree or above, income certificate, ID card; 2. Car driving license or real estate certificate, ID card proving income. The minimum overdraft limit is 5,000. (Zhongxin Bank is similar)

Jianshe Jianshe doesn’t seem to be handling it recently

You can ask the credit union. I don’t know much about the new one recently launched. I don’t know much about overdrafts. It’s about 500, so don’t do it.

If you want to go to the Bank of China, I will find someone who can help you speed it up.