Paipaidai requires a credit card. Will the money in the credit card be swiped away?

This is definitely not the case. This may be because they want to check your credit report to see if your credit card has expectations. Of course, it is also possible that if you don’t repay it, they may directly get it from you. It will be debited directly from your credit card.

How to apply for Paipaidai and what conditions must be met?

WeChat Paipaidai application process

Step 1 of the loan process: Registration

You can create an account using your mobile phone, email or register using a third-party account. After registration, you need to complete your information and set up security questions in a timely manner. In the future, you can use your mobile phone number/email/user name and password to log in directly, or you can use a third-party association to log in. _

Step 2 of the loan process: Complete personal information

After successful registration, please fill in the following personal information truthfully according to the prompts on the page. After you complete your personal information, the system will automatically jump to the "Release Loan Information" page.

Step 3 of the loan process: Publish the loan list

After you complete your personal information, you will be directed to the page for publishing the loan list. Please follow the page prompts to fill in the "Purpose of Loan", "Loan title", "Contact information" and other information, and upload your relevant information. The borrowing request is successfully posted.

After the submission is completed, please keep your mobile phone open and the staff will contact you as soon as possible.

Step 4 of the loan process: Upload information

The uploaded information requires original photos, and the photos must be clear and unprocessed.

(1) Computer upload. You can use your mobile phone, camera or computer camera to take photos of relevant information and save them in your computer. Then click "Upload Data" below to upload the photos to the system.

(2) WeChat upload. You can use our WeChat service account "Shanghai Paipaidai" and upload it in the "I want to borrow money, upload information" below.

Step 5 of the loan process: Submit certification

You can submit as many certifications as possible at the "Information Certification" section. After submission, a dedicated reviewer will review it for you.

Step 6 of the borrowing process: Cash withdrawal

After the loan is successful, the funds will enter your Paipaidai account. You need to log in to the account and bind a bank card under your name. Card application for cash withdrawal.

(1) WeChat withdrawal. You can follow our WeChat service account "Shanghai Paipaidai", reply "Change bank card/modify bank card", bind the bank card in your name, and apply in the "I want to borrow money, withdraw money immediately" below.

Operation steps:

Model: OPPORENO

APP: Paipaidai

Version: 6.5.2

1. The importance of credit report should be relatively large. The development of the credit reporting industry is a common practice internationally. In our country, the credit report objectively records the credit activities of the information subject and helps the credit grantor to judge the credit status of the information subject. To some extent, it is known as the "economic ID card" of our information subjects, including enterprises and individuals. At present, our largest usage (credit report) is in the financial system.

2. In the financial system, it should be said that at present, it is under the various links of each bank's pre-loan approval, risk pricing, and post-loan risk management. Every loan approval, every loan issuance, every risk product pricing, every customer risk warning, and every bad loan collection by a financial institution requires querying the credit report of the party concerned. It can be seen that credit report inquiries have been fully and deeply embedded in the management systems of financial institutions. In the process of credit management, financial institutions are increasingly using and relying on credit reporting systems.

3. In addition, with the improvement of public credit awareness in recent years, the scope of application of credit reports has become wider and wider, and the trend is gradually increasing. When you think about it, this amount is very large.

Currently, from all aspects of social and economic life, such as house rental and purchase, transportation, centralized procurement, product project bidding, investment activities, etc., these reports are used in the process of business transactions and business cooperation.

What information is needed for a Paipaidai loan?

Paipaidai is a software that provides an online loan platform. It targets a wide range of customers, mainly office workers, college students, and private companies. You can choose the category according to your actual situation. The following information is mainly required:

Office workers:

1. Photos of the front and back of the ID card and holding the ID card in hand.

2. Work certificate, bank statement, labor contract, marriage certificate (married).

3. Personal credit report, (real estate license, driver's license if necessary), social security.

College students (age required):

1. Photos of the front and back of the ID card and holding the ID card in hand.

2. Student ID card or all-in-one card.

3. Educational certificate (preferably a screenshot of Xuexin.com).

Private enterprises:

1. The front and back of the legal representative’s ID card and a photo of the ID card in hand.

2. Business license

3. Statements of the past few months (guaranteed income)

What information do I need to upload when applying for a loan on Paipaidai?

After the borrower uploads the information, it will be reviewed by specialized reviewers. The general information listed below is for your reference. Please refer to the staff who contacted you for the specific information required.

1. ID card (front and back), photo of the person holding the ID card and taking a photo of the front side

2. Marriage certificate

3. Business license

4. Labor contract

5. Work badge, business card, work permit

6. Social security

7. Salary card/common bank statements

8. Student ID card/all-in-one card

9. Real estate certificate

10. Driving license

11. Alipay screenshot

12. Personal credit report

13. Credit card (credit card) statement

14. Academic degree certificate

15. All other loan agreements/vouchers

How to apply for Paipai Loan and what conditions are required?

To apply for Paipai Loan, you must meet these conditions and operation procedures:

1. To register an account, you can use your mobile phone or email address to create an account or use a third-party account to register. After registration, you must promptly Complete the information and set security questions. You can log in directly using your mobile phone number/email/username and password in the future, or you can log in using a third-party association.

2. Fill in the personal information. After successful registration, please fill in the following personal information truthfully according to the prompts on the page and complete the personal information.

3. Publish loan information. After successful registration, fill in personal information truthfully according to the prompts on the page. After completing personal information, the system will automatically jump to the "Publish Loan Information" page.

4. Upload information. In this step, follow the prompts on the page to upload your ID card, marriage certificate, business license and other materials.

5. Submit for certification. After the materials are submitted, they will be reviewed by specialized reviewers.

6. Withdraw money. After the loan is successful, the funds will enter your Paipaidai account. You need to log in to the account and bind a bank card in your name to apply for cash withdrawal.

7. If you need other conditions when applying for Paipai Loan, please contact the relevant customer service personnel for detailed consultation.

In the process of online loans, you must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, it is recommended that you choose a formal bank or formal loan platform through your own judgment after a comprehensive understanding, and based on your own actual conditions Lending is reasonable under the circumstances.

If you have financial needs, you can also consider a loan from Ping An Bank. Ping An Bank has launched a variety of loan products. Different loan products have different loan requirements, interest rates, and application procedures. Among them, Xinyidai Credit Loan, no Mortgage, no guarantee, simple procedures, fast approval, quota 30,000-500,000, age requirement 23-55 years old.

You can log in to the Ping An Pocket Bank APP-Finance-Loans to learn about and try to apply.

Response time: 2021-10-12. For the latest business changes, please refer to the official website of Ping An Bank.

[I know about Ping An Bank] Want to know more? Come and take a look at "I Know Ping An Bank"~

That's it for the introduction of "Does Paipai Dai require a credit card?"