There is no interest for credit card installment at the Postal Savings Bank, only a handling fee, which is 0.6% of the total monthly installment. If funds are tight, installment can reduce the monthly repayment pressure. When there is surplus funds, you can apply for early repayment of the installment amount. This will release the available credit line, and the Postal Savings Bank will not charge a handling fee for prepayment.

Postal savings bank can apply for free credit card installment and bill installment for 3, 6, 12, 18 and 24 months, and monthly installment 1. Staging shall take effect from the month when the first bill is received after applying for staging.