CCB's credit card is free of annual fee if it is not opened; The annual fee will only be generated after opening; And CCB has a car card and enjoys more rights, so even if this card is not opened, it will be charged an annual fee.

1. The annual credit card fee of China Construction Bank is divided according to the card level.

2. CCB's credit card also has an annual fee-free policy, which can be exempted if the following conditions are met:

(1) For ordinary cards and gold cards, if you spend more than 3 cards each year, you will be exempted from the annual fee for that year;

(2) The standard platinum card and European travel card are swiped every year 18, and the annual fee for that year is exempted;

(3) Dragon IC credit cards are universal cards and gold cards. Every card year, the main account is spent three times, and the annual fee for that year is exempted;

(4) Longka IC Credit Card Standard Platinum Card, with a total of 65,438+08 swipes from the main account in each card-holding year, and the annual fee for that year is exempted.

(If it does not meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. )