How to get an ICBC loan

1. Local bank branches; 2. Staff of local bank credit card centers; 3. ICBC and CCB support official website applications. Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability. Submit proof: 1. ID card; 2. Proof of employment or income; 3. Work phone number, home phone number and personal mobile phone number; 4. Tax payment certificate; 5. Proof of assets such as real estate, vehicles, etc. under your own name; 5. Credit cards from other banks, etc. . Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important. In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue the card. First, go to a credit card salesperson or lobby teller to fill out an application form. If they see that your conditions are likely to approve the card, they will usually ask you to fill in the application form. After filling in the form, you will have hope. Then submit the above information and wait for the bank's approval to see if the card is approved. The card limit depends on the bank's overall score for you.

How to get an ICBC credit card loan? A little troublesome but very economical!

Credit cards have appeared in our country for many years, and the number of people who have credit cards is very large. Many cardholders want to apply for loans through credit cards, but cannot do so. Today I will take the ICBC credit card as an example and tell you how to get a credit card loan. Friends who need a loan can learn about it.

The main product provided by ICBC credit card loan is e-installment. e-Instalment provides you with RMB loans of more than 10,000 yuan, using the method of installment repayment. You can freely choose the number of installments from 6 to 36, and the loan rate can be discounted to How to get a loan.

1. Submit a loan application

I bring my ID card and ICBC credit card to the nearest ICBC branch to submit a loan application. If you don’t have an ICBC credit card yet, you can apply for an e-installment credit card immediately.

2. Approval of down payment

ICBC will take some time to review your e-installment loan application, but the time will be very short. Once the loan application is approved, the funds will arrive in your account in real time.

3. Loan use

After everyone’s funds arrive, you can use a special debit card to make purchases. The main purposes of loans are car purchase, renting a house, education, travel, home improvement, wedding, etc.

In general, ICBC credit card loans are a bit troublesome to apply for, but the loan interest rates are very favorable, which is very attractive to borrowers.

How to borrow money with an ICBC credit card (debit card)?

Credit cards (credit cards) have a certain credit limit. After successfully applying for an ICBC credit card (credit card), the cardholder can use the credit card (credit card) to make purchases or withdraw cash within the limit. , borrow money through the overdraft function of a credit card (debit card), and then pay off the balance before the repayment date.

There is a certain interest-free period for credit card (debit card) purchases. As long as the repayment is made before the repayment date, the bank will not charge interest. However, if you use a credit card (debit card), you will not be charged interest. ) Withdrawing cash requires a certain handling fee, and after withdrawing cash, interest will be charged at 0.5% of the withdrawal amount every day until it is paid off.

How to get a quick loan of 50,000 yuan using ICBC credit card? Try this!

In the minds of many borrowers, ICBC is a god-like existence, mainly because of its high value in credit cards and ultra-low loan and installment interest rates. Let’s put it this way, ICBC’s handling fees and interest rates are the highest among all banks. The lowest, unless there are special activities or offers from other banks.

Everyone should have a deep understanding of how difficult it is to borrow money nowadays. When borrowing money from relatives and friends, the interest rate is not cheap and it is difficult to ask. Therefore, I suggest that if you have the opportunity, try to apply for an ICBC or CCB credit card. You must maintain high frequency of use and must not exceed the expiration date! Be sure to make timely repayments.

If you have an ICBC credit card, how can you quickly get a loan of 50,000 yuan?

1. Maintain the frequency of use of ICBC credit cards

No matter whether you have used it before, it must be used, and the amount and frequency should be maintained;

2 , financial assets

You can choose some ICBC financial investments, deposits, precious metals, etc., and invest appropriately;

3. Rong e-shopping mall

If you want to buy something, Or if a friend wants to buy something, he or she can do it on their behalf and place an order on ICBC e-gou;

When you are almost done with the preparations, you can apply for ICBC ICBC e-loan. The interest rate of this product is super low, and you can still use it when there are events. You can place a loan at a level close to the base interest rate.

Notes:

1. The receiving debit card cannot be bound to a bank-securities transfer type to prevent the loan from being used for stock investment;

2. The e-loan limit is generally 80% of the ICBC credit card limit. If the ICBC credit card limit is too low and the applied limit is too high, it may not be successful.

Application channels: All-Deposits-Loans-E-Lending-Loan Application

You can also submit an application by following the ICBC WeChat official account

How about Industrial and Commercial Credit Cards This concludes the introduction of loans and industrial and commercial credit card loans of 40,000 points in 36 periods. Did you find the information you need?