The process for banks to sue for overdue credit cards is as follows: the party who files a lawsuit should prepare a complaint and submit it to the people's court with jurisdiction, and the people's court should send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant should submit a reply within fifteen days from the date of receiving it. Legal objectivity:

Article 123 of the Civil Procedure Law, a prosecution shall submit a complaint to the people's court, and submit a copy according to the number of defendants. If it is really difficult to write a complaint, it may be brought orally, which shall be recorded by the people's court and the other party shall be informed. Article 128 The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall state the name, sex, age, nationality, occupation, work unit, residence and contact information of the defendant; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant does not submit a reply, it will not affect the trial of the people's court.