Yes. Agricultural Bank of China has a 3-day grace period for credit card repayments. If your payment is received within 3 days of the final repayment date, it will not be considered overdue. However, 10 days has exceeded the grace period of Agricultural Bank of China and is considered overdue. Your credit card will show Display overdue record information. Agricultural Bank of China refers to a bank that specializes in providing financial services for the development of agriculture, animal husbandry, forestry, and fishery under the guidance and funding of the government.