1. How to deal with being sued for owing money on a credit card

1. How to deal with being sued for owing money on a credit card:

(1) Pay back the money And pay interest;

(2) If you do not have the money to repay the credit card, the court may take enforcement measures, such as freezing, auctioning property, etc.;

(3) If you have illegal possession For this purpose, if you fail to repay your credit card overdue, you may be suspected of credit card fraud and need to accept criminal penalties.

2. Legal basis: Article 676 of the "People's Republic of China and Civil Code"

If the borrower fails to return the loan within the agreed time limit, the borrower shall repay the loan as agreed. Or pay overdue interest according to relevant national regulations.

2. Will all bank cards be frozen after being sued for credit card debt?

1. After the bank sues for credit card debt, if the customer can later pay off the debt in accordance with the court judgment , the bank card under your name will naturally not be frozen. If the customer still refuses to repay after the court's judgment, the court is likely to include the customer in the list of dishonest persons subject to execution. At that time, the court is also likely to freeze the bank card in the customer's name and deduct the money from it. Funds are used to pay off debts.

2. What are the consequences of credit card debt?

Credit card debt has the following consequences:

(1) The debtor should pay additional overdue payments Interest and liquidated damages;

(2) The debtor's personal credit report may have a bad record;

(3) It may be enforced after being sued by the court.