Hello,

1. Cardholders can call the bank’s customer service number to report the loss, and they will not be misappropriated in the future. At the same time, some banks currently provide some guarantees with zero risk of reporting the loss. , that is, the bank pays for the losses incurred before the loss is reported;

2. The person who found it can only spend money on the Pose machine, which means that shopping is the main thing, while China Merchants Bank, including other banks If you want to withdraw money with a credit card, you need a password at the counter or ATM. This password is sent to the customer by the bank in the form of a password letter. There is no default password, so for those who pick it up, either you are a shopaholic. Go on a shopping spree. Most of the cashiers in major shopping malls have surveillance cameras. Haha, I don’t need to tell you.

3. If the cardholder finds that his or her credit card has been stolen, he or she can report it to the bank. When filing an account dispute, as long as the signature on the card transaction receipt received by the bank does not match the cardholder's signature when applying for the card, it can be determined that the transaction was not conducted by the cardholder. This procedure is a bit cumbersome, but it is It is a very powerful way to protect the rights and interests of cardholders. Although the procedures for checking signatures by cashiers in China still seem to be inadequate, cardholders can still file disputes based on their signatures.

Credit and risk are also related. If you have credit, there will be certain risks. Only by using it rationally can you avoid risks. Of course, you can also see that banks have many measures to ensure the rights and interests of cardholders. Who else can apply for this credit card?

"If you have other questions, it is recommended that you add "QQ" or "WeChat" for online consultation.

Method 1: Search for "4008205555" among QQ business friends and add " "China Merchants Bank Credit Card Center" as a friend;

Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.

For detailed instructions, please click: /Common/default.aspx ?pageid=zxkf, thank you for your attention and support! "