1. Increase the frequency of using credit cards: If cardholders use credit cards frequently, they will swipe their cards as long as they can, no matter how much they spend.

2. Increase the consumption amount: it is best for cardholders to generate bill consumption every month, which accounts for at least 30% of the total credit card.

3. If the cardholder's bill for credit card consumption needs to last for 3 consecutive months, there must be consumption every month without interruption. Help increase the amount.