Just a few months after 2015, there were many bank promotions and the enthusiasm for applying for cards was high. I did a small survey to see which bank has the highest credit card limit, which bank has the highest average credit card limit, and how to apply for a large credit card. Seen from the picture below. Sure enough, it is the state-owned banks that are powerful, with an average of more than 30,000 yuan; the Industrial and Commercial Bank of China, the world's number one bank, has an average credit limit of more than 40,000 yuan, and China Construction Bank is the "biggest", with an average credit limit of only over 20,000 yuan. I don't know how many small businesses have a credit limit of several thousand yuan. My partner was silently wiping away tears. The above rankings are based on the average credit limit of each bank among 51 credit card managers. For information and entertainment purposes only. Generally, credit cards from major banks are divided into three levels: regular card, gold card and platinum card. The first level of bank credit card limit is 3,000 yuan to 50,000 yuan. Most people’s starting limit is this, which is assessed based on the submitted financial proof materials. The second level is 50,000 - no limit, usually platinum card, diamond card, etc. At this level, it not only includes high credit limit, but also can enjoy high-end services such as travel and large-amount insurance.

Domestic and overseas, global support

Lost card protection, considerate and safe

Overseas use, local currency repayment

Quickly reach large credit cards Tips 1. Swipe more cards for consumption. Swipe cards whenever you can, reduce the rate of cash payment, and increase the frequency and amount of card consumption. Doing this can not only revitalize your own funds, but also help increase your credit card limit. 2. Repay your credit card on time. You must repay your credit card on time and maintain a good card usage record. You must not be overdue. Once it is overdue, it will affect your application for a limit increase. 3. Handle credit card installment, cash withdrawal and other businesses appropriately. There are handling fees for credit card installments and cash withdrawals, which are ways for banks to make profits through credit card business. Banks like to see cardholders handle the above services, so they will increase your credit limit and add points. (Up to 100% of the cash withdrawal limit, cash withdrawal fee as low as 5 yuan per transaction)