Overpayment by credit card is not included in the bill. Overpayment of credit card is extra money, which will only increase the available amount of users. After the next bill comes out, the loan amount will not be deducted directly. For example, the credit card limit is 30,000 yuan, and the previous bill is increased by 100 yuan, and the credit card available limit is 30 100 yuan. Next, Jin Toubian Xiao introduced whether the excessive repayment of credit cards will become a bill.

In addition, because the overpaid part of the credit card does not calculate interest, it is best for the user to repay the credit card in full.