3 yuan is a small account management fee for bulk business of industrial and commercial bank cards. When the daily balance of the account is less than that of 3 yuan, the bank will charge it on the 21st of the last month of each quarter and 1 yuan every month.

The provisions for waiving the management fee for small accounts are as follows:

1. Automatic waiver scope:

Only a unique account (excluding credit cards and VIP accounts) has been opened in ICBC.

sign a contract with ICBC to pay wages, pensions, minimum living allowance accounts, social security deposit accounts (including pensions, old-age insurance, unemployment insurance and medical insurance), housing provident fund accounts, military security cards, military security card employee cards and electronic accounts.

2. Scope of application for exemption:

If there are multiple accounts in ICBC and none of them are exempt from small account management fees, you can specify one of them (excluding credit cards and VIP accounts) to apply for exemption. You need to bring your valid ID card, debit card/current passbook to any business outlet in China.

Extended information:

Small account management fee:

Small account management fee is an account management fee charged by the bank for those accounts whose average daily balance is less than a certain amount. Generally, all banks have this charging item, and the specific amount is different. Collecting this fee is a change in the bank's business philosophy.

From August 1, 217, the annual bank card fee and small account management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended.

The following are the charging standards for small account management fees of some banks:

ICBC charges 1 yuan a small account management fee every month because its average daily deposit is lower than that of 3 yuan every three months.

China Construction Bank: Small account management fees may be charged for savings accounts. The charging standard for small account management fees of Shanghai Branch is: RMB personal demand deposit small accounts refer to RMB personal demand deposit accounts with average daily deposit balance less than 5 yuan (excluding) during the statistical period. 3 yuan collects small account management fees every quarter, and the settlement time is the 2th or 21st of the last month of each quarter.

the so-called average daily deposit balance is the average daily deposit balance, that is, the daily deposit balance is accumulated by days in the statistical period and divided by the number of days in the statistical period, which is equal to the average daily deposit balance. Average daily balance of account = total daily deposit balance in statistical period/days in statistical period.

From July 1st, 211, 34 controversial bank charges, such as small account management fee, bill printing fee, password modification and password reset fee, were officially suspended.

The Notice on Exempting Some Service Charges from Banking Financial Institutions jointly issued by China Banking Regulatory Commission, People's Bank of China and National Development and Reform Commission (hereinafter referred to as the Notice) requires banking financial institutions to exempt 34 service charges in 11 categories from RMB personal accounts as of July 1, 211.

Among them, the small management fee is stipulated as follows: "The annual fee and account management fee (including small account management fee) of the signed payroll account, pension account, subsistence allowance account, medical insurance account, unemployment insurance account and housing provident fund account;" This means that small account management fees are charged in addition to the above accounts.

Baidu encyclopedia: small account management fee