1. Cardholders should call the 24-hour customer service hotline to apply for account cancellation. Bank of China will check the status of the credit card in the customer's name. If the account cancellation cannot be completed immediately, the bank will cancel the account for the customer 45 days after the cardholder applies for account cancellation and there is no debt or balance in the customer's account; If there is still debt, the bank will take the initiative to inform the customer to repay as soon as possible and complete the account cancellation; If there is any balance, you can go to the branch of China Bank to return the balance.
2. When the main credit card of BOC is cancelled, all the subsidiary cards under its name will be cancelled. Supplementary cardholders cannot apply for account cancellation, only the main cardholder can apply for account cancellation.
3. If your account balance has been settled after 45 days of pre-cancellation, we will automatically close your account without going through any formalities at the counter. ?
4. When the main card is cancelled, all the subsidiary cards under its name are cancelled, but the cancellation of the subsidiary cards does not affect the use of the main card. ?
5. The pre-cancellation account must be applied by the cardholder of the main card, including the case that the secondary card cancels the account separately.
6. China Bank Credit Card Cancellation Tel: 95566.
Extended data
Cancel status
If you don't intend to continue using your credit card, you must cancel your account. If the account is not closed, the bank will charge an annual fee for the credit card. If the card is not overdrawn, you can apply for account cancellation at any time.
1. If the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time; If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet. When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.
2. If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets for card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days). This is mainly because if the cardholder has done a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, and the bank will not be able to liquidate normally; On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.