Yes, the overdraft limit is usually between 3, yuan and 5, yuan. The overdraft limit of credit card is a comprehensive evaluation based on the information provided by the user when the bank applies for a credit card. Secondly, different cardholders can have different overdraft limits. The overdraft withdrawal limit is set according to the cardholder's use of the card. Different banks have different withdrawal standards, but the minimum cannot exceed 3%, and the maximum credit limit is 1%.

what should I do if my credit card is overdrawn?

if the credit card is overdrawn, the customer only needs to ensure that the bill is repaid on time before the due date. In fact, many banks provide a certain amount of credit card customers. When the credit line is used up, they can also use a part of the credit line (generally between 5-1 credit lines).

of course, it is not recommended that customers always empty their credit cards, which is not conducive to raising the amount of credit cards. In addition, if the credit card consumes too much, the repayment burden will increase. If it exceeds its repayment ability, it will not be able to repay on time within the prescribed repayment period, which will cause overdue, which will lead to personal credit damage and the use of the card may be restricted.

If you feel that the credit card limit is not enough, you can apply to the bank for a temporary limit or increase the fixed limit of the card. As long as the user repays the loan on time and there is no overdue, the probability of increasing the limit is still relatively high.