Alipay credit card collection fee standard is 1%. For merchants who open flower beds to collect money and the amount of a single order is below 100 yuan, the handling fee can be exempted. The purpose of this design is to encourage small transactions and promote the convenience of consumers. As a third-party payment platform, Alipay provides convenient and fast electronic payment services, which plays a role in promoting the development of digital economy and the construction of inclusive finance.