How long does it take for the CCB Business Card prepayment to arrive after cancellation
For pre-authorized transactions, generally merchants will complete the pre-authorization during the final settlement (directly use the pre-authorized amount to Pay, refund more or make up less)/cancel (provided that the host pays by other methods, such as cash)
After the pre-authorization is completed, the merchant will settle with the bank, and the settlement amount can be credited to the account in 1-2 days
p>After the pre-authorization is revoked, the poster's quota will be automatically restored within 1-2 days
If the merchant does not perform any operations on this pre-authorization, generally domestic transactions will be automatically released within 30 days The quota is automatically released for overseas transactions in 15 days.
At that time, the poster can check the changes in the card's available limit (the poster can use the mobile phone number you reserved at his home, edit the text message: "313# last four digits of the card number" to 95533, and he will reply to you As of the time when the text message is sent, the available limit of the credit card)
If the poster has other questions, you can ask. How long does it take for a CCB credit card prepayment to arrive after it is unfrozen?
As far as I know, pre-authorized transactions only occupy the available limit of the credit card and are not actually deducted from the account; at the same time, when checking out, if the pre-authorized transaction is not used, Authorize to complete the transaction, and there is no pre-authorization revocation operation. Domestic pre-authorization transactions will be automatically revoked 30 days from the authorization date, and 15 days overseas. On the contrary, if the merchant performs a pre-authorization revocation operation during checkout, under normal circumstances, the limit It will be released in 1-2 days.
If the poster has any other questions, you can ask. How long does it take for the CCB business card to be transferred and repaid to the savings card?
The CCB business card and the savings card are linked to become an agreed repayment account, and the payment is usually received the next day after the deduction
In terms of deduction time, it is agreed that the first deduction time from the account should be in the morning of the credit card due payment date. If the deduction is not successful, the bank will send a text message notification. If you make sure there is enough money in your savings account before 7 a.m. that day, CCB will make another deduction. If the deduction is successful, the bank will still count you as repaying the money on time.
If the poster has any other questions, you can ask. How to cancel the CCB business card
Please pay off the outstanding balance and call the CCB credit card customer service agent to apply for card cancellation. How long does it take for the refund to arrive after cancellation of an order that has been paid but not shipped by JD.com
It depends on the following situations: 1. The order status is that the buyer has paid, and the seller has not clicked 48 hours after the buyer applied for a refund. Ship the goods, and the money will be automatically refunded; 2. The order status is that the seller has shipped the goods, and the buyer applies for a return and refund. The system will give the seller 5 days to respond to the refund. If the seller fails to respond to the refund within the time limit, the system will automatically reach a refund agreement p>
How long does it take for the payment to be received when using Alipay to a CCB card?
Dear, the payment time is divided into: 2 hours for payment and the next day for payment. Transfers made during non-working hours usually arrive the next day. Next day payment: Your payment will be received before 24:00 the next day after you submit it. At present, most banks support the Postal Savings Bank of China's payment time: before 24:00 the next day, and postponed on holidays (if the application is successfully submitted on Friday, the bank card will need to receive the payment on the following Monday). The actual arrival time of Hua Xia Bank will be one working day later than the successful arrival time prompted by the front desk. How long does it take for the money to arrive after the salary financing payment is canceled
From December 1, 2016, bank counters (only For individual customers), as well as non-counter channels other than self-service teller machines, three transfer methods will be provided for customers to choose: real-time transfer, ordinary transfer, and next-day transfer.
"Real-time arrival": After accepting the depositor's transfer application, the deduction and remittance will be processed immediately;
"Ordinary arrival": Ordinary arrival means not real-time When the deposit is received, the deduction and remittance will be delayed for 2 hours after the depositor's transfer application is accepted;
"Next day arrival": The deposit will be deducted and remitted after the depositor's transfer application is accepted. The payment will be deducted and remitted on the second calendar day.
Please note that the payment will arrive the next day and not 24 hours later;
The above remittance time refers to the time when the bank deducts the money and initiates the remittance. In the case of inter-bank transactions, the arrival time also depends on the inter-bank clearing of the People's Bank of China. The time when the system and the beneficiary bank record the transaction;
When the bank processes the transaction, if the relevant clearing system has been closed, the transaction will be deducted at the agreed time and remitted until the clearing system is in normal service.
The "Salary Financial Management Type A" product launched by Bank of Communications is automatically transferred to a one-year zero deposit and lump sum account. You can directly consult the Bank of Communications hotline. How long is the repayment period after purchasing a CCB business card?
The longest interest-free period/repayment period of CCB credit card is 50 days and the shortest is 20 days. How do you understand it?
Assuming that the billing date is the 10th of each month, then all transactions such as card consumption and cash withdrawals from the 11th of each month to the 10th of the following month will be billed on the 10th of the following month. A billing cycle is formed, and the repayment due date is 20 days after the billing date, which is the 30th of each month
For example: transactions from 1/11 to 2/10 are settled on the 2/10 bill , 3/1 is the due date for repayment (2016 is a leap year, February has 29 days)
In this way, if the card is swiped on 1/11, the interest-free period will be 50 days (1/11-2/10 ***50 days), if the card is swiped on 1/12, the interest-free period is 49 days, and so on. If the card is swiped on 2/10, the bill will be settled on the same day, and the payment is also on 3/1, and the interest-free period is as short as 20 days.
To sum up, the closer the bill is to the bill date in the future, the longer the interest-free period/repayment period can be enjoyed
In addition, the poster can inquire through the following methods Your own billing date
First, it will be written in the card letter sent to the poster’s credit card,
Second, you can go to his credit card website - "Credit Card Service Hall" on the left "Mid-bill points query - query after entering the information,
Third, you can use the mobile phone number you reserved at his home to edit the text message "311# last four digits of the card number" to 95533, and the poster will reply to the latest For the billing day of the first issue of the bill, if the reply is 1/10, then it means that the billing day is the 10th
Fourth, WeChat query: WeChat search official account: China Construction Bank, add a new credit card and query I also canceled the order after paying. How long does it take for the refund to arrive?
It can be returned very quickly. Generally, if it is unsuccessful, it will be returned on the same day. It will be returned to the original payment account and a full refund will be given. If you successfully place an order and then apply for a refund, there are slight differences depending on the method. ① Pay with Alipay balance or WeChat change, and the refund will arrive within 24 hours after the audit (there will be a slight delay during holidays); ② Use Alipay or WeChat If you pay with a bank card, the refund will arrive in your account 2-6 days after the audit; ③ If you pay with a credit card, the refund will arrive in your account 3-7 days after the audit. . . . . The above is for reference only