Current location - Trademark Inquiry Complete Network - Overdue credit card - How to transfer money without a credit card?
How to transfer money without a credit card?

Credit card transfer has two meanings

1. The payer is a credit card and the payee is a debit card (obviously not possible)

Because Credit card transfers involve illegal cash-out operations.

Third-party platforms such as Tenpay have made it clear that transfers to credit cards cannot be made. But you can pay off your credit card.

The money in the credit card can be transferred to a third-party account, but the third-party account cannot transfer money to the debit card. (Prevent credit card cash out)

2. The payee is a credit card, and the payee is a debit card.

This is credit card repayment. Of course.

That’s all I know, thank you! Please add

The standard answer is as follows:

With the popularity of credit cards, credit card consumption has become a living habit of many cardholders. The convenience of credit cards allows more people to apply for and use credit cards. However, some cardholders asked in doubt, can credit cards be used to transfer funds?

The answer is yes, but there will be restrictions. According to the regulations of a certain bank, currently, under normal circumstances, when using a credit card to withdraw cash overdraft, the daily cash withdrawal limit is 2,000 yuan, and the handling fee is charged at 1% of the cash withdrawal amount, with a minimum charge of 10 yuan. In addition to the procedures, a daily Withdraw interest at 5/10,000 of the cash amount.

To make a credit card transfer, you must have a debit card from the bank and open one of telephone banking, online banking and mobile banking. After the cardholder transfers and borrows cash, he must pay for it and pay related fees. Interest of 0.05% is charged every day, and relevant handling fees are also charged.

So credit cards can transfer money, but there is a limit and the handling fee is not low. If you really need to transfer money, you can activate online banking for your credit card. The activation steps are as follows: Taking China Construction Bank as an example, online registration can only be done after you have opened a card and set a consumption/cash withdrawal password. 1. Log in to the China Construction Bank website. 2. Click on the "Online Banking" service. 3. Click to activate the "Online Banking" service. 4. Confirm the customer service agreement. 5. Enter your personal information as prompted, where the account number is your credit card number, the account password is your credit card consumption/cash withdrawal password, and the additional code is entered as shown in the box on the right.

After successful registration, you can log in to credit card online banking with your ID number, the login password you entered when registering, and the additional code prompted to complete credit card transfers.