What is the general repayment date for CMB credit cards?

There is a one-to-one correspondence between the billing date and the repayment date of a credit card. The currently provided billing dates and repayment dates are as follows: Several groups:

Bill date 3567891012141516171819202225

Repayment date 21232425262728123456781013

You can also check the repayment date and date through online banking, mobile banking, mobile life or WeChat channels Billing date:

Mobile banking: Log in to mobile banking, click "My → All", slide down to find the credit card section, click "Credit Card", and then click the card icon in the upper right corner to enter "Settings Management → "Customer Management → Customer Comprehensive Inquiry", the interface will display "Monthly Bill Date" and "Repayment Due Date of the Current Period".

Warm reminder: ①The electronic bill will be sent on the second day of the bill date, please check it 1-2 days after the bill date.

②During the epidemic, if you are unable to repay your credit card in full and on time, paying the minimum repayment amount before the due date will not affect your personal credit; can credit card bills and E-loan business If you are applying for an extension, please contact the Credit Card Center for verification. Thank you for your support!

Online banking: After you log in to the public version or professional version, click "Account Management → Account Inquiry" and check the bill date in "Account Information → Monthly Statement Date"; click "Repayment Information → Current Period" "Repayment Due Date" to view the repayment date of the current period.

Pocket Life: After you log in to Palm Life, click "My → Check and Repay → Personal Consumption Card Account". The bill date will be displayed below. Click inside and the repayment date information will be displayed. .

WeChat channel: You can follow the China Merchants Bank Credit Card Center and check the billing date/repayment date through WeChat channel.

(Response time: August 20, 2020, for the latest business changes, please refer to the official website of China Merchants Bank)

China Merchants Bank credit card repayment time

Expiration The repayment date is the last payment date for your credit card. After the bill is issued, you can repay it before the 21st (including the 21st).

In each bill, the deadline for recorded credit card transactions is called the bill date. The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the payment date.

Extended information:

Understand the date on the credit card statement

Billing date: In each statement, the expiration date of the recorded credit card transactions is called the statement date .

Repayment due date: Generally around the 18th day after the bill date (as shown on the bill), 3 natural days after the repayment due date is the repayment grace period, during which the repayment period is The payment does not affect credit reporting.

Transaction date: It is the actual date of each credit card transaction. For example, for a purchase on the 25th, the transaction date is the 25th.

Accounting date: generally the day after the transaction date. For example, the consumption on the 25th will not be recorded until the 26th.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill. Transactions recorded after the bill date belong to the next period's bill. Transactions that have not been billed can be queried in the online banking account management column.

China Merchants Bank Official Website - Credit Card Questions and Answers

What is the repayment date for China Merchants Bank’s credit card?

According to the regulations of China Merchants Bank, the repayment date for China Merchants Bank’s credit card is Generally, 18 days after the bill date, you can enjoy interest-free repayment from the credit card bill date to the repayment date.

Normally, the repayment dates of different China Merchants Bank credit card holders are different. If the cardholder’s credit card bill date is the 25th of each month, then the cardholder’s credit card repayment date is the 25th of each month. The payment date is the 13th of the following month.

On December 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three major visions: "to be China's best payment experience provider, to be China's best consumer finance expert, and to be China's leading diversified marketing platform". At the same time, it has also Won many honors.

Adhering to China Merchants Bank's business philosophy of "Changing because of you", China Merchants Bank Credit Cards continue to refresh cardholders' card experience through product innovation and service upgrades, becoming a leading brand in the credit card industry.

In recent years, China Merchants Bank Credit Card has actively pursued digital transformation, forged ahead with determination, pioneered the construction of the financial Internet, and created a technological legend in the domestic credit card industry.

The China Merchants Bank Credit Card Center adopts nationwide centralized operations and is the first credit card center in China that operates independently in full compliance with international standards, truly realizing integrated and professional credit card services.

While refreshing credit card records one by one, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing because of you", actively explores the market, expands market alliances, deepens market segmentation, credit card functions and services Increasingly enriched and improved, it is one of the most innovative joint-stock commercial banks in China. Since the launch of the credit card business at the end of 2002, it has been the first to launch the "swipe the card to buy air tickets and receive millions of dollars in aviation insurance", the first to launch the "overseas consumption, repayment in RMB" business, and is the first to launch the credit card interest-free installment business ahead of its peers, and has become the leader in the industry. It was the first to launch functional innovative measures such as "SMS transaction reminder" and "Lost Card Protection".

In addition, the country’s first permanent points validity system and international 24-hour roadside assistance service have gradually become the service standards of the domestic credit card industry. In terms of product and service innovation, China Merchants Bank Credit Card has created more than a hundred new products and services, adheres to the promotion of cross-industry cooperation model, and has successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption industries to provide cardholders with Provide products and functional services in a dual sense.

In April 2006, China Merchants Bank occupied the largest market share in the industry in terms of card issuance volume, and officially announced that it would take practical actions to create a "five-star credit card"; in September 2007, China Merchants Bank took the lead in proposing The "five-fold security" credit card service concept has consolidated its position as a leading brand in the industry.

What is the repayment date of China Merchants Bank Credit Card?

1. The repayment date of China Merchants Bank Credit Card is determined by the statement date, and the statement date is randomly assigned by the system, usually No. 5, No. 10, No. 15, No. 17, No. 20 and No. 25.

2. The repayment date of a China Merchants Bank credit card is the statement date + 18 days. For example, if the statement date is the 15th of each month, then the repayment date will be the 3rd of the next month. Users can modify the billing date once every six months, so that the repayment date will also change accordingly.

3. In addition, China Merchants Bank's credit card repayment date has a three-day grace period, that is, full repayment within 3 days of the repayment date will be counted as on-time repayment, which is equivalent to extending the exemption for everyone. interest period.

For more information about the repayment date of China Merchants Bank Credit Card, go to: View more content

What is the last repayment date of China Merchants Bank Credit Card?

The 18th day after the CMB credit card statement is the repayment date. 1. Credit card purchases generally have the shortest interest-free period for purchases made on the day of the statement; 2. purchases made one day after the statement date have the longest interest-free period; for example: China Merchants Bank credit card statement date is the 20th of each month. The repayment date is the 8th of each month, so if the consumption on July 20th belongs to the July 20th bill, the payment must be made before August 8th, so that the interest-free period will be the shortest; if it is July If the purchase is made on the 21st, it will belong to the bill of August 20th, and should be repaid before September 8th to enjoy the longest interest-free period.

This ends the introduction on the repayment date of China Merchants Bank Credit Card and where to change the repayment date of China Merchants Bank Credit Card. I wonder if you found the information you need?