If not, I suggest you call ICBC customer service hotline 95588 to verify the specific card account in detail.
Credit card cancellation does not affect credit card repayment. Cardholders can repay the money according to normal channels. If the repayment fails, you can call the customer service phone of the issuing bank or bring your valid ID card and credit card to the counter of the issuing bank's outlets for repayment.
Although the user cancelled the credit card, the bad record caused by overdue repayment still exists in the bank. The best way is to continue to use this card, keep the repayment record, and cover the original negative record with the new repayment record, so that a new credit record will be generated after 24 months, which will not have a bad influence on credit behavior.
Extended data:
Harm of overdue credit card of ICBC
1. Payment of late payment fee and overdue interest: failure to repay the credit card after overdraft is a breach of contract, and the bank may require the cardholder to repay the principal, overdue interest, late payment fee and over-limit fee.
2. Bad credit record: overdue repayment will leave a bad credit record for the cardholder and affect the smooth progress of the cardholder's future loan.
3. Bear criminal responsibility: If the cardholder maliciously overdraws a certain amount for the purpose of illegal possession and fails to pay it back within the time limit, he shall also bear criminal responsibility.
References:
Baidu Encyclopedia-Credit Card Collection
References:
Baidu encyclopedia-credit card repayment