How to open a credit card

1. First, determine the type of credit card to be opened. There are several types of credit cards: general card, gold card, platinum card (or diamond card) and black card. Generally, the most common are Puka and Gold Card. Different types of credit cards have different application conditions.

2. after determining the type of credit card to be opened, it is also necessary to determine whether the conditions for applying for a credit card are met. The credit card application conditions given by each bank are different, but the requirements for some basic conditions are similar. Can be divided into these four articles: 1. Adult citizens of China who are under 65 years of age. 2. Documents such as certificates and identity certificates are not invalid. 3. Have a stable source of income or a certain amount of savings (repayment ability) or a stable job. 4. The credit record has no bad records such as default and default.

3. After confirming that the conditions for applying for a credit card are met, you can begin to prepare the relevant certificates and supporting materials for applying for a credit card. For example, take Puka as an example: first, prepare my ID card and copy, and then prepare my income source certificate, work certificate, real estate license, vehicle production certificate or bank deposit certificate, and then apply for a credit card at the bank.

4. Go to the bank's business outlets to get the number, and after queuing, go to the counter to apply to the business personnel for opening a credit card. After filling in the application form, submit the documents and supporting materials to the salesman together with the application form. The counter clerk checks the completeness of the required materials, and after passing the preliminary inspection, it will be submitted to the bank credit card business center for review. The audit time is generally 5 to 7 working days.

5. After the approval, the bank will notify the applicant by email, telephone or SMS. And make a credit card for the applicant within 2 to 3 working days. After the production is completed, it will be mailed to the applicant by registered mail within 7 working days.

6. after you get the credit card, call the customer service phone on the back of the credit card and activate the credit card according to the prompts. So it can be used conveniently.

How to open a credit card

The process of handling a credit card is as follows:

1. Handling a credit card at a bank outlet.

(1) Go to the bank to fill in the credit card application form and submit personal certificates and other application materials. The application form should include all information such as income and position.

(2) waiting for bank approval. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.

(3) After the approval of the bank, the credit card will be sent to you by express delivery. If the audit fails, you will also receive information sent by the bank.

2. apply for a credit card through the Internet.

(1) Click "Credit Card" on the official website App of the Bank to enter.

(2) Click "Handle Card" after entering.

(3) Select the type of credit card you want to apply for and click "Apply Now". Fill in and perfect personal information as required, and submit it.

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