The credit card approval limit is related to the applicant's information. Agricultural Bank of China determines the approval amount according to the applicant's information and comprehensive situation. It doesn't matter if the quota is low at first, but it can be improved gradually.

Tips for increasing the fixed credit card limit are as follows:

First, continuous and frequent credit card consumption

Persistence refers to long-term credit card spending after having a credit card. It is best to have a credit card spending limit every month for more than three consecutive months. The more pens, the better. Try to use up the quota. Don't freeze it for a long time.

Second, adhere to the application and seize the application opportunity.

Stick to the application and seize the opportunity to apply. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff will have some subtle differences in attitudes and principles when handling this application, and the previous one may not pass the next one. Sticking to the record left by telephone application will also help to improve the application limit in the future.

3. Threaten to use the cancellation card or suspend sleep.

If you use the threat of card withdrawal or sleep suspension, you can consider using this trick after multiple applications are rejected. Tell the customer service or staff of the bank directly that if the credit card limit can't meet the actual needs, they will consider returning the card. It is best to present some facts, but of course, the attitude should not be too bad. It is best to combine hard and soft, so that it is easy to get space for discussion and consultation.