1. Application conditions

If you are under 16 years old, your guardian will accompany you with your ID card and household registration book;

If you are 16 years old or above, please bring your ID card with you Just go.

You can open online banking if you are over 18 years old.

2. Application information

1. ID card: Your ID card is required to apply for a bank card.

2. Cash: When applying, you need to deposit money into it to open an account.

User account opening process:

1. Bring your ID card and a copy of your ID card, and tell the bank staff that you want to open an account and apply for a bank card.

2. The staff will issue a "Personal Settlement Account Management Agreement" and after reading it, sign your name.

3. Add another "Application Form for Opening a Personal Card" and give it to the bank staff.

4. Then enter the password on the cipher (remember the password).

5. After confirming the password three times, the staff will issue the bank card.

Generally, there is no handling fee for opening a card, but some banks require the card’s online banking U-shield fee, etc.

1. Bring your ID card

Going to the bank to apply for a bank card. An ID card is an essential thing. You cannot apply for a bank card without your ID card.

2. Real-name mobile phone number

To apply for a Bank of China card, you first need to have a real-name mobile phone number. For example, if your mobile phone number is that of China Telecom, then you need to log in to the China Telecom APP to check the phone number. If the name of the head of the household belongs to someone else, and the mobile phone number has been used for more than half a year, if it is not your own mobile phone number, and if the name of the household head belongs to a relative or friend, you need to find him to transfer the mobile phone number to the person who opened the card, and change the name to the person who opened the card. The name of the person on the card.

3. Personal presence

To apply for a bank card, you need to be present on site, and it is not possible for someone other than yourself to apply.

If you are applying for a salary card, you also need a work certificate that you work in a certain company. Generally, the company will issue it to you. If the company's public account is opened in the Bank of China, and the work certificate is given to If the bank can successfully verify the company's official seal and the mobile phone number is also real-name, then you can apply for a bank card.

Extended information

The main reasons why bank cards are frozen are as follows:

1. When the balance of the bank card is less than 100 yuan, it has not been used for a long time.

2. Enter the wrong password three times in a row during telephone banking or at an ATM machine.

3. The bank card is lost or reported as lost.

4. Being maliciously manipulated, after knowing your personal bank card, ID card and other information, you call the bank to pretend to be the owner of the bank card and request to report the loss.

5. Others, such as the arrears being enforced by the court.

Application and loss report:

The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card), proof of residence, proof of unit income or proof of personal assets and other materials to the bank counter to go through the relevant procedures. You need to fill in the application form, and the information must be true.

After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple. You only need to bring your valid documents, mainly your ID card, and fill out the application form at the account opening bank. The card will be issued to the applicant at that time.

The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.