There are many ways:
1. I deposit (return) my card at the counter of our branch;
2. Others transfer money at the counter of bank outlets or deposit it on this card (no card deposit);
3. Others remit money to this card at the counters of other branches;
4. I use my card to deposit cash at the ATM of the bank;
I use our debit card to transfer money to this credit card at our ATM;
6. I used another bank's debit card to transfer money to this credit card at our ATM;
7. I transfer money to the credit card at the ATM of another bank with the debit card of this bank or another bank;
8. Others use the debit card of our bank/other bank to transfer money to this credit card at the ATM of our bank/other bank;
9. I use our mobile APP (provided that I have a debit card or passbook) to repay this credit card;
10. I/others use our/other bank's mobile APP to transfer money to this credit card (provided that there is a debit card or passbook);
1 1. I/others repay this card through third-party software (WeChat, Alipay, UnionPay wallet, Baidu wallet, etc.). ).
Can Pufa Credit Card withdraw money without money?
Credit cards are different from debit cards. Credit cards can be used for spending and withdrawing cash without saving money. Pufa Credit Card can withdraw money if there is an available amount and a withdrawal amount.
1, the credit card has a withdrawal limit, and once it is exceeded, there will be no withdrawal;
2. The credit card of Shanghai Pudong Development Bank has a daily withdrawal limit, and each card in China can only withdraw up to 2,000 yuan per day; The daily accumulated cash advance of each overseas non-UnionPay line shall not exceed the equivalent of US$ 65,438+0,000, US$ 5,000 within 65,438+0 months and US$ 65,438+0,000 within 6 months;
3. Although there is still a withdrawal limit, the withdrawal amount cannot exceed the available limit, otherwise there will be no withdrawal;
When Shanghai Pudong Development Bank withdraws cash by credit card, in addition to the handling fee, the bank will charge a handling fee of 0.5 ‰ every day from the date of withdrawal, with monthly compound interest.
I. Domestic cash withdrawal
Domestic withdrawal of credit card of Shanghai Pudong Development Bank: overdraft withdrawal of credit card of Shanghai Pudong Development Bank is charged at 2% of the withdrawal amount, with the lowest 20 yuan.
Second, overseas cash withdrawal
Overseas cash withdrawal of Shanghai Pudong Development Bank credit card: The handling fee for overseas cash withdrawal of Shanghai Pudong Development Bank credit card is 2% of each cash withdrawal amount, with a minimum charge of USD 2 (or equivalent in other foreign currencies).
Three. Recover the overpayment
ATM of the Bank: 0.5% of the cash withdrawal amount, with a minimum of 5 yuan per transaction;
Other bank ATMs: 2% of the cash withdrawal amount, with a minimum of RMB 20/USD 2/EUR 2/GBP.
I applied for a campus credit card of Shanghai Pudong Development Bank, with a quota of 0. I have to save money to use it, right? How to save money? Can I transfer money at ATM or online?
The campus version of the credit card has no limit, and you must save money to spend. There are many ways to save money. Here are some common ones for your reference.
Alipay repayment: you can repay the credit card through Alipay, which is generally received in real time.
ATM deposit: you can choose to go to ATM and choose cash repayment.
Bank counter: Go to the bank counter and ask the staff to deposit it.
Personally, I think it is more convenient to use Alipay.
What if Pufa Credit Card is blocked two months later? The credit card limit is not enough. Try this.
If the credit card limit of Shanghai Pudong Development Bank is not enough, the over-limit consumption function of Shanghai Pudong Development Bank can be opened, which can exceed 10% at most. However, the over-limit credit line of Shanghai Pudong Development Bank can not be used up every month. If it is used continuously for two months, it will be closed. So what if Pudong Credit Card is blocked two months later? Here are several ways to introduce you to the situation of insufficient quota.
What if Pufa Credit Card is blocked two months later?
The overrun function of PUFA can only be provided when using a credit card, and the maximum overrun range is 10% of the credit line. Cardholders need to dial the service hotline of Pudong Development Credit Card or set it up in Pudong Development Credit Card official website, and all credit cards under the account can exceed the limit after opening.
As mentioned above, the use of Shanghai Pudong Development Bank's over-limit quota is limited. It can only be used more than once in a billing cycle, and the system will automatically shut down after two months of continuous use. If you want to exceed the limit again, you need to apply again. However, it is not feasible to use the over-limit credit card of Shanghai Pudong Development Bank. Although there is no charge for the excess, it must be repaid in one lump sum, which increases the repayment pressure of cardholders.
If the credit line of Shanghai Pudong Development Bank is insufficient, it is suggested to increase the available credit line in the following ways:
65438+
2. Increase the credit card limit: Shanghai Pudong Development Bank prefers to use credit cards in small amounts and installments, and it will be faster if it can increase the consumption limit every month. For example, if you spend 20% of the quota in the current month and 30% in the next month, then increase it in turn. If you spend about 50% for two consecutive months, you will go to the bank to apply for withdrawal, and the pass rate is relatively high.
The above is the introduction of "Pudong Credit Card will be closed in two months", hoping to help everyone.
I just received the platinum credit card from Shanghai Pudong Development Bank today. The amount I applied for is 50 thousand. Now I need to deposit 10% cash, saying that I will pay back.
No matter which bank's credit card center does not require customers to deposit money in it.
If it is the person who accepts your card (the staff of the bank branch) or the intermediary, then ignore them.
Let's not talk about the intermediary, let's talk about the staff at the outlets. They have no right to evaluate the repayment ability of your credit card. That's the business of Shanghai Pudong Development Bank Credit Card Center (besides, even the Shanghai Pudong Development Bank Credit Card Center has no such assessment item, because since the card has been approved, the quota has been determined, which is the quota granted to you after your comprehensive credit score is recognized. Of course, the comprehensive score will be carried out later to decide whether to increase or decrease your credits. ).
So, ignore their rude request. If the network does not activate you, you must deposit 10% cash. You can call Pudong Credit Card Center at 400-820-8788 to make a complaint.
Can Pufa Credit Card deposit money in other banks?
The first machine to deposit money was a self-service teller machine (crs), not an atm. Secondly, you can withdraw money across banks, but you can't deposit money across banks.
The introduction of whether Pudong Credit Card can save money and how Pudong Credit Card can save money ends here. I wonder if you have found the information you need?