1. The online banking card of the Postal Savings Bank cannot be bound to China Merchants Bank Credit Card, and the Postal Savings Bank Card can transfer and repay China Merchants Bank Credit Card.

2. Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.