1, the deposit or investment account of CCB has been opened for 6 months or more, and the average monthly deposit/investment in the last 3 months is 50,000 yuan or more, of which customers with 654.38+10,000 yuan or more can approve gold cards.
2. Applicants whose payment in the last three months is not less than 1, 200 yuan, or not less than 800 yuan in any month can apply; Customers with an average monthly salary of more than 4,000 yuan can apply for a gold card. If the amount of wages paid by the applicant in our bank is lower than the prescribed standard, the issuing bank shall also require the applicant to provide proof of income or proof of wages paid in other banks to confirm that the applicant meets the income conditions required for issuing cards. (I might add that such units are either wage-paying units of CCB, but if they are not wage-paying units of CCB, it is better to be state-owned enterprises and civil servants. If CCB is run by a private enterprise company, these are not recognized. )
3. The house purchased by the applicant is a local commercial house, the purchase time is within 15 years (inclusive), and the purchase area is 80 square meters or above, except for customers of affordable housing, poor housing or demolition housing. Among them, applicants whose purchase area is more than 120 square meters can apply for a gold card.
4. Vehicle displacement 1.0, upgrade to more than 8 seats (inclusive), and the vehicle age shall not exceed 8 years. Except for operating vehicles, long-distance buses, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc.
5. Credit card customers of other banks do not include customers who only have credit cards from other banks. 1. Hold other banks' credit cards for 6 months or more, any credit card has repayment records of 6 or more periods, and all credit cards have no overdue records in the last 6 months; 2. The average credit line of other banks' credit cards is not less than 5,000 yuan; 3. Any other bank's credit card has three or more consumption records in the last two periods, and the total accumulated points consumption exceeds 1500 yuan. Except for purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance and other consumption or transfer services. (You can also apply for other bank cards. )
6. If you have loan business in CCB, you can also apply. The conditions are as follows: the purchase price is more than 6,543,800 yuan+0.5 million yuan, or the monthly repayment amount is more than 500 yuan, and there is no bad credit record.
You can apply for any of the above, but if you are registered in a different place and not registered in this province, you need to provide a set of real estate in your own name in this province;
If the landlord wants to apply for a higher-level credit card of CCB, then I recommend CCB Olympic Platinum Credit Card to you. The minimum credit limit of this card is 50,000 and the maximum credit limit is 200,000. The application conditions are as follows:
1, monthly deposit of 500,000 yuan, or investment of 500,000 yuan in CCB to purchase wealth management products,
2. If the property value is 800,000 yuan,
3. The displacement of the vehicle is 2.5 liters, the net selling price of the vehicle is 300,000 yuan, and the age of the vehicle is no more than 5 years.
4. The annual income is 654.38+10,000 yuan, and relevant materials that can be proved are provided.
If any of the conditions are met, the above can also be applied. However, CCB has some specific and detailed local regulations.