My Ping An credit card of 6,000 yuan is overdue for 5 months and I haven’t paid it back. The bank called me to accuse me of fraud and said that it had already been reported and I would pay it back tomorrow. If I don’t pay it back,

Failure to repay your credit card on time will incur liquidated damages, interest and affect your credit record. If you have not repaid your credit card for a long time, the bank has the right to recover the money through legal channels or the collection department. We recommend that you Repay the loan as soon as possible; for details, you can call the customer service hotline 95511-2 for consultation. Response time: 2020-06-29. For the latest business changes, please refer to the official website of Ping An Bank.