Need 65438+ ten thousand yuan urgently. How to borrow: 654.38+0. Credit card loan: actually, it is to apply for credit card cash installment. Many banks can provide special cash installment quota for high-quality customers without occupying credit card quota, up to 300,000. The better the comprehensive qualifications of cardholders, most of them are more than 50,000 or even 654.38+ 10,000, and cardholders do not have to have a house, a car or assets. 2. Personal connections: There are many personal connections that do not need mortgage guarantee, which are suitable for people with three jobs to apply, with a maximum of 300,000, but there may actually be tens of thousands. Borrowers with good credit and stable income can apply if they meet the basic loan conditions. They mainly provide their real-name registration system mobile phone number registration, upload their ID cards and bind their bank cards. 3. Policy loans: More and more people have a strong sense of insurance. In addition to paying social security, they will also buy themselves a commercial insurance. If they buy insurance with cash value, such as life insurance, they can borrow money from the insurance company. The maximum loan amount is 80% of the cash value, with a one-time loan of100000, and at least100000 insurance policies are required. 4. Ask others for loans: If you have relatives and friends with superior family and strong financial ability, you can ask them to lend you money for your own use, and you can pay it back yourself. But this method is risky, because the loan is recorded in the names of relatives and friends, which will have a certain impact on them. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Second, how to apply for an emergency loan of 654.38 million yuan

Capital verification loan

3. What's the monthly interest on the loan of 654.38 million yuan from the bank?

The one-year loan prime rate of China People's Bank is 4.35%. If the loan is 6,543,800 yuan and the interest is 654.38+ 0,000,000× 4.35% = 4,350 yuan, the result is 4,350 yuan. You can use mortgage loans or credit loans when making loans; Credit loans must provide a good bank flow and a good credit record. If you have a bad credit record, the loan is likely to be rejected.

Four, how to get a loan of 6.5438 million yuan?

1, good credit, strong repayment ability, or collateral, you can apply for a loan at a regular bank. If the above preconditions are met, you can generally apply.

2. You can borrow money temporarily from relatives and friends, and the money will come faster, and the loan interest can be.

No matter how you borrow money, you must keep your word, return it on time, and maintain good credit information and relationships, otherwise it will generate interest and even have an impact on your life. It is best not to blindly lend money, and be careful to be deceived.

Extended data:

Don't bear the consequences of the loan.

1, resulting in penalty interest.

Although the policies of each lending institution are different, on the whole, banks will be more accommodating than small loan companies. If the credit loan is repaid, the borrower will be reminded to repay the loan, and the daily penalty interest rate will rise.

2. Bad credit records will be generated, which will affect future loan and credit card processing.

Every day after you are overdue, your name will appear in the internal system of the bank at the same time, and then the president and risk control will see it. After the deadline, the credit report will inevitably leave a bad record. Once you stay, you may be kept for 3 to 7 years, and it will be difficult to apply for other banks in the future.

If the overdue situation is serious, the mortgage and car loan will be affected in the future. Penalty interest is only the loss of money, while bad credit records are the loss of intangible assets, and the impact is irreparable by money.

3. You can't enjoy preferential loans or even apply for loans.

When many people apply for a mortgage again, they find that there are too many overdue repayment records on the old mortgage. In addition to the penalty interest for overdue mortgage repayment, they may not be able to obtain the preferential interest rate of bank mortgage smoothly. What's more, it is impossible to apply for a mortgage.

4, close the blacklist, children can not go to key schools.

For some "Lao Lai" who deliberately delay the travel debt, they will be blacklisted. So that it is impossible to fly, high-speed rail, and live in key schools; There will be more punishments in the future.

5, affecting personal career.

For students who have been in loans overdue for more than 90 consecutive days and the circumstances are serious, the bank or school will inform them of the overdue information or inform their work units. In case of malicious default or intentional default, the bank will. Overdue but remedial, timely repayment, the credit level will not be greatly affected.

6. The bank sends a lawyer's letter to

If you don't pay the bill for more than 3 months, it will be very serious! For term loans, according to the loan contract and guarantee contract (mortgage or pledge), the deposits in all bank accounts of the lender and the loan guarantor will be frozen and the pledged property will be seized.

7. After the judgment is made, it will be enforced.

After the judgment is made, the property will be enforced according to law (deducting deposits, auctioning collateral, etc.). ) to repay the bank's loan losses. Specifically, it includes: loan principal, loan interest, overdue interest, penalty interest, and all litigation costs arising therefrom, and related expenses incurred when disposing of pledged property.

8. Those with serious circumstances will be punished by law.

If you have the ability to refuse to implement the effective legal documents, you will be punished by law. When the debtor is unable to repay, the guarantor shall be liable for repayment.