How to open a China Construction Bank credit card?
You can choose the following methods to open a credit card: Online banking: Online banking shield customers can directly log in to China Construction Bank online banking and select the "Credit Card - Credit Card Activation" menu to handle card opening and password settings. , outlets: Bring your valid ID and credit card to the financial counter of any CCB outlet to apply for card opening and password setting. . Customer service hotline: Use the mobile phone number reserved by the bank to call the customer service hotline 400-820-0588, and select the "Card Opening and Password Service" menu according to the prompts. \If you are renewing the card upon expiration, replacing the card due to damage, etc., in addition to the above card opening methods, you can also apply for direct card opening through the following channels: \(1) Follow the "China Construction Bank" official account on WeChat and bind it To order a credit card, click "Credit Card - More Services - Card Activation" in the menu below. \(2) Through the credit card website (creditcard.ccb.com), select "Online Card Opening" in the "Credit Card Service Hall". \(3) Edit the text message "CCJH#last four digits#validity period" and send it to 95533 (must be sent using the mobile phone number reserved by the bank).
How to apply for a China Construction Bank credit card
(1) Apply for a credit card at the China Construction Bank business hall:
(1) Applicants should prepare their valid identity documents and relevant application materials (bank statements, work certificates, etc.).
(2) The applicant brings these documents to the business hall of China Construction Bank and can apply for a credit card with the help of the staff.
(2) Apply for a credit card through the official website of China Construction Bank:
(1) The applicant logs in to the official website of China Construction Bank and clicks "Credit Card Products".
(2) Applicants find and click on the credit card they want to apply for based on their own circumstances.
(3) Follow the prompts on the page and fill in your relevant information to apply for a credit card.
(3) Apply for a credit card through the WeChat official account of China Construction Bank:
(1) The applicant follows and enters the official WeChat official account of China Construction Bank on WeChat.
(2) The applicant clicks "Credit Card" at the bottom of the interface, and then clicks "Application/Progress".
(3) Applicants only need to fill in the information according to the prompts on the page to apply for a credit card.
(4) Apply for a credit card through China Construction Bank’s mobile banking APP:
(1) The applicant opens the China Construction Bank’s mobile banking APP on the mobile phone and clicks “ Credit Card”, “Credit Card Application”.
(2) Applicants select the credit card they want to apply for based on their own circumstances and click "Apply Online".
(3) According to the prompts on the page, complete the information filling, and the applicant can apply for a credit card from China Construction Bank.
How to open a CCB credit card
Users can apply at CCB branch counters, CCB mobile banking, CCB online banking, and CCB customer service hotline. Example analysis:
Application at the counter of a China Construction Bank outlet: Users bring their valid personal ID cards and go to the counter of a China Construction Bank outlet to ask staff for help in opening the account.
Official website application: Users go through the official website of China Construction Bank Credit Card, click "Credit Card" in the upper column, then select "Credit Card Application" on the page to select the card type you want to apply for, fill in the relevant personal information, and submit the application It can be activated.
According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
Compared with ordinary bank savings cards, the most convenient way to use credit cards is that they can be used for ordinary consumption without cash in the card. In many cases, you only need to return the consumed amount on schedule.
You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and 2 handling fees, ICBC cash withdrawals are free of handling fees and only charge interest).
Swiping your card when shopping is not only safe and convenient, but also provides gift points.
You can enjoy discounts when you use the card at the bank's designated merchants.
Accumulate personal credit and add a record of integrity to your credit file that will benefit you throughout your life.
It is accessible nationwide and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption and swiping. It is best not to withdraw cash. The handling fee for cash withdrawals is very high and very inconvenient. Cost-effective)
Swipe your card for consumption, collect existing points with some credit cards, and offer a variety of discounts and lucky draws throughout the year, so you can always be surprised as long as you use your card; (most credit card online payments do not have points, but online shopping payments Very convenient and fast)
Free mailed statements every month, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements)
The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures.
The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.
400 or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.
Have validity period: It is known that the validity period of domestic credit cards is generally three or five years.
Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) for business cooperation to provide cardholders with preferential services.
How to apply for a Construction Bank credit card
The steps to apply for a Construction Bank credit card online are as follows:
1. Open the Baidu homepage, enter "Construction Bank" and enter the search results. page.
2. In the search results, look for the official website logo, as shown below, and click to enter the official website of China Construction Bank.
3. After successfully logging in to the official website, select "Credit Card" in the hot channel in the first column of "Personal Customers".
4. At this time, you have two ways to apply. As shown in Figure 1 below, click to enter. Or if you like the credit card on this page, click "Apply" next to it. Such as 2 places. Below are examples of commonly used applications in one place.
5. Next, you must fill in the information truthfully according to the requirements of the web page. As shown in the picture below, until the final completion.
Extended information:
China Construction Bank credit card charging standards: