Doesn’t count.

Ping An Bank provides cardholders with a 3-day grace period for repayment. If you pay in time for one day overdue, the user will still be counted as a normal repayment. As long as the debt is paid off within the grace period, the bank will not It will be counted as overdue. If the loan is not repaid within the grace period, it will be considered overdue and will affect your personal credit record.