credit card repayment methods are as follows:
1. intra-bank repayment
The repayment methods mainly include: the counter of the issuing bank, ATM, online banking, automatic transfer and telephone banking repayment. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.
2. Mobile phone repayment
A mobile phone is a personal payment terminal in the mobile financial system, which can be used for direct credit card repayment and transfer. Immediate arrival!
3. Convenience Store
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it takes 2~3 working days to arrive at the account, and no handling fee is charged for repayment in this way.
4. Online repayment
The common online repayment methods in China are Baidu Wallet, UnionPay Online, Kuaiqian,
Shengfutong, Alipay and Yifubao. Different platforms and banks are selected, and the charging standards and specific payment arrival time are different.
5. Inter-bank transfer
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.
6. Counter access
Counter access refers to bank cards issued by networked financial institutions, which are used to conduct RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.
7. Lacarra
Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or purchasing "Lacarra" equipment terminals.
8. Xinfutong
The "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
9. Repayment Pass
Repayment is made through the Repayment Pass, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local people's bank.
1. Other methods
In addition to these repayment methods, the issuing bank has also opened their own repayment methods to facilitate the cardholder's repayment.