Green and low-carbon cards are valid for five years for virtual cards and six years for physical cards. The virtual card of green low-carbon card is mainly to ensure the security of the activated virtual account. Green and low-carbon cards are valid for five years for virtual cards and six years for physical cards. Moreover, the virtual credit card is a non-overdraft credit card, so there is no risk of malicious overdraft, which effectively avoids the disclosure of private information.