The first prompt for returning the credit card is that the deduction was successful. It takes time to actually arrive at the account, and it will take about 10 minutes if there is working time. In addition, if there is no actual payment, you can call the credit card customer service center to manually check the repayment situation.
1. If the account has not arrived within the above time, the cardholder can call the bank customer service to inquire about the repayment situation, or directly consult the WeChat customer service. Anyway, as long as your payee's name matches your credit card account number, the money won't be lost. I'm afraid of delaying the arrival time, so it will be overdue before the final repayment date.
2. It is convenient and fast for WeChat to repay credit cards, which makes more and more people choose to repay credit card debts through WeChat platform. Compared with bank repayment, WeChat repayment is more convenient and does not require handling fees, but it should be noted that the repayment time of each bank is different, and some banks do not support real-time payment.
1. WeChat also pays credit cards. Some banks arrive in real time, some arrive on the same day, and some arrive the next day. Moreover, according to the limit of repayment amount, the arrival time will also be affected. The repayment time of bank credit cards on WeChat is as follows:
1. Support real-time account receipt: Xingye, CITIC, Ping 'an, Farmer Health and Everbright.
2. Support same-day receipt:
China Merchants Bank, Industrial and Commercial Bank and Bank of Communications: the repayment will be made from 02: 00 to 22: 00, and it will be received in 30 minutes, and in other time periods, 1am.
Bank of China: the repayment will be made at 00:00- 14:00, and will be received on the same day; /kloc-after 0/4: 00, the repayment will arrive the next day (postponed on weekends and holidays).
Guangfa: repayment will be made at 00:00- 1 1:00, and it will be received on the same day; 1 1:00-24:00, and it will be paid the next day.
CCB: Repayment will be made from 00: 00 to 09: 00, and will be received on the same day; Repay from 09: 00 to 24: 00, and receive the account the next day.
3. 2-3 working days (holidays postponed): Pudong, Ningbo, Nanjing, Shanghai, Beijing, Hangzhou, Hankou and Shanghai Rural Commercial.
Second, WeChat payment is a mobile payment launched by WeChat, which is consumed by binding bank cards. The financial management function inside is similar to that of Yu 'ebao. In fact, money funds are all bought through mobile clients (only Huaxia Fund is supported at this stage). Money is transferred from the bound bank card (which must be a debit card), and the proceeds can only be transferred to the bank card with the same name. Like Yu 'ebao, it supports 24-hour cash transfer, but it cannot be directly paid and returned to the credit card through wealth management, which is safer than Yu 'ebao. At present, Licaitong has no independent client and can only be accessed through the WeChat interface, and there is no computer access function. The supported banks are still limited, only the debit cards of Minsheng Bank, China Merchants Bank, China Construction Bank, China Everbright Bank, China Guangfa Bank, Shanghai Pudong Development Bank, Industrial Bank, Ping An Bank, Bank of China, Industrial and Commercial Bank of China, China CITIC Bank, Agricultural Bank and other 12 commercial banks. Tenpay is a payment method introduced by Tencent (similar to Alipay). It has a computer client and a mobile phone client, and also has the functions of recharging and direct consumption. However, it does not have the financial function of purchasing funds (that is, the money inside will not increase in value), but TenPay supports as many as 52 banks.