Guangfa Bank will proactively replace cards for eligible credit card users whose cards are about to expire and will send them to the users according to their billing address. It is free to replace a credit card when it expires, and users do not need to pay any cost to China Guangfa Bank.

The first is the standard card, which is intended for use by the general public and has no specific orientation. The True Love Card and Pearl Card are high-end credit cards specially established to target women in the new era. These credit cards will receive certain discounts when purchasing some consumer goods for women. The car owner card is for private car owners, who will enjoy more discounts in terms of refueling, car maintenance, etc. At the same time, China Guangfa Bank Credit Card has issued a commercial card, which is widely used in some large consumer places, hotels, etc. It can be applied, and you will enjoy certain discounts on some hotel services and reservation services.

If the customer does not submit a non-renewal application to China Guangfa Bank one month before the card is valid, it will be regarded as the customer's request to renew the card and a new card will be pre-made. The renewal card will be produced one month before the card expires. If the customer applies to cancel the card after the new card is produced, the corresponding production fee will also need to be paid.

Guangfa Bank credit card activation method

1. Telephone activation

You can use your home phone or mobile phone to call 95508, select the language, and select "2" (open the card and Password service), then select "1" (credit card activation), and then enter relevant information according to the voice prompts to activate.

Cardholders can use the mobile phone number registered with Guangfa Bank to edit the text message: "KTK + the last four digits of the card number + the last four digits of the ID number + the last three digits of the signature field on the back of the card" and send it to 95508. Wait for information to see if activation was successful.

2. Online activation

Cardholders can log in to the Guangfa Bank Credit Card Center page, click "Card Activation" on the upper left, and enter relevant information as prompted. The information reserved when applying for the card Your mobile phone will receive the SMS verification code. After entering the SMS verification code, your card can be activated.

3. Guangfa Bank credit card activation method - counter activation

Card holders need to bring the "Customer Card Collection Confirmation Letter", the card and the original valid identity certificate to a bank branch of Guangfa Bank to activate.