Choose the minimum repayment method and charge interest in full. If you have money, this method is not recommended. If the repayment is made in full, no interest will be paid on the last repayment date. Of course, if there are conditions, you can also repay before the final repayment date.

Here are some things we want to explain about credit card interest and repayment date:

1. Credit card interest refers to the interest generated by cash withdrawal or overdue repayment of credit cards. The calculation method of credit card interest is clearly stipulated in the credit card use contract. You can also check the contract details in official website of the corresponding credit card.

2. Repayment date refers to the last repayment period of the last credit card bill. In other words, the credit card calculates the bill summary amount in months, and the deadline for bill summary is called the bill date. After the bill date is determined, summarize the current account amount, that is, the amount to be repaid in the current bill. Credit cards are generally due for repayment 20 or 25 days after the bill date, and the amount of credit card bills summarized in the previous period needs to be repaid before this repayment date, otherwise it will constitute overdue repayment, overdue interest will be paid, and personal credit will also be affected.