Can the credit card be taken out immediately after it is returned before the repayment date?
Of course. According to the regulations of various banks, as long as the cardholder carries out the credit card repayment operation and confirms that the returned money has arrived, he can take out the credit card immediately before the repayment date. If the user continues to swipe the card or withdraw money after the account arrives, it is considered as a new overdraft limit. If the user continues to withdraw money or swipe the card before the account arrives, it is considered as non-repayment.
Credit card users are still advised to swipe their cards or withdraw money after confirming the repayment amount. However, cardholders need to understand that credit cards can be taken out after repayment, provided that the credit cards reach the withdrawal limit. If the withdrawal amount of the user is higher than the available amount of the credit card, then the withdrawal cannot be made.
When is the last date of credit card repayment?
Most banks stipulate that repayment should be made before 24: 00 pm on the repayment date, but some banks will stipulate an earlier time. If you don't know when the specific deadline is, the cardholder can also consult the staff of the issuing bank.
Summary: As long as the conditions for cashing or swiping the card are met, the credit card can be taken out immediately if it is returned before the repayment date. Credit card repayment is to ensure the credit record of the cardholder and return the bill consumption funds to the bank. If the final repayment date is not fully repaid, the interest will be calculated from the date when the consumption is recorded, and the overdue credit card will also affect the cardholder's personal credit information.