Ningbo Bank credit card cannot be activated online temporarily. The following is the activation method of Ningbo Bank credit card.

Activation method of Bank of Ningbo credit card

1. Activate Bank of Ningbo credit card via customer service phone

1. Use the mobile phone number reserved when applying or call Bank of Ningbo from your home phone Credit card customer service hotline is 96528/962528;

2. Follow the voice prompts and enter the ID number and credit card number when applying;

3. Verify the information reserved during the application. If the information is correct, Then continue the operation;

4. Set the query password and payment password, and the credit card is activated successfully.

2. Activate Bank of Ningbo credit card at the counter

1. Bring Ningbo Bank credit card and ID card to the Bank of Ningbo branch to handle credit card activation business;

2. Settings Use the password consumption mode and set the corresponding credit card query password and consumption password;

3. After signing and confirming, your credit card will be successfully activated.

1. Interpretation

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": Credit cards refer to records of cardholder account information and have bank credit lines and overdraft functions. And provide cardholders with various media related to banking services.

2. Product Origin

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit.

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife to bring cash. McNamara came up with the idea of ??starting a credit card company because he felt embarrassed about paying the bill at a restaurant. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.

In 1952, Franklin National Bank in California, USA, was the first financial institution to issue a bank credit card, becoming the first bank to issue a credit card.