the amount of liquidated damages is related to the minimum repayment amount of the bill, for example, the bill amount is 4,, and the minimum repayment amount is 4,. If the minimum repayment amount is not paid on time, the liquidated damages are 2.

1. If the repayment amount is not paid in full on time, the ordinary credit card consumption part is not entitled to interest-free treatment, and interest will be calculated from the day of billing for each transaction, with a daily interest rate of .5 ‰ until the date of settlement of the account.

2. If the unpaid overdraft principal does not exceed 2 yuan or US$ 3, the liquidated damages will be charged according to the unpaid overdraft principal; When the outstanding overdraft principal exceeds 2 yuan or US$ 3, the liquidated damages shall be charged at 5% of the outstanding part of the minimum repayment amount, with the minimum RMB 2 yuan or US$ 3.