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Does the credit rating of all bank credit cards matter? Everyone's personal credit information is managed in the credit information system of the People's Bank of China, and all banks can check the credit information of cardholders in the credit information system of the People's Bank of China, but when you apply for a credit card, the credit card quotas given to you by all banks are irrelevant.
Banks in China are all credit cards. Is your credit rating 1000? Isn't the minimum 5000? Yes, according to my income, real estate, gender and parents' occupation. After comprehensive scoring, it will be used as the approval of credit line.
It is not surprising that the quota is 1000 if you have just joined the work or are in a private enterprise. If you want a high quota, don't choose the four state-owned banks built by workers and peasants, but choose local banks, such as Guangfa, Shanghai Pudong Development Bank and Shenzhen Development Bank. Get off the card quickly and the amount is high.
Is the credit of a credit card interoperable with all banks? Bad credit is mutual. Bad credit generated by banks will be reported to the People's Bank for summary! However, good credit is generated by each bank according to the record of card use. You can use other banks' credit cards for reference when you apply for a card, but the amount is not necessarily the same.
I have a credit card of ICBC, but the credit limit is only 500. If the gods help me so low, I'd better not. My first application was from Bank of Communications, with a quota of 5,000. When you apply for a card, you can fill in a higher salary and work longer hours. If your previous card is not activated, don't activate it. 500 is almost nothing. There is no annual fee for not activating.
Is the credit rating of bank credit cards common to all banks? All bank credit ratings are networked.
Which bank can handle 0 credit card now? Fairy helper business.
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Can the credit card of Postal Savings Bank repay online? Gods help Tenpay, even Alipay ... It is best to have a postal savings card, run an online banking (postal online banking is very strange, it is not blocked by default, and SMS verification), and then post online ... check the original post >>
How to deduct the annual credit card fee of Huaxia Bank? Tianzhu Huaxia Bank Credit Card is free of annual fee in the first year. If you spend or withdraw cash more than five times in the first year, you will be exempted from the annual fee for the next year. If you check the gift on the card application form, and the main cardholder consumes more than three cards within three months after successfully opening the card, and each consumption (including cash withdrawal) is above RMB 88 yuan or equivalent foreign currency, the credit card center will send you the gift within 40 days after selecting qualified customers. Xia Bank credit card charging standard: standard annual fee is charged to individuals. Supplementary card of titanium gold card: RMB 150 yuan/card/year; Gold master card: RMB 160 yuan/card/year; Gold card supplementary card RMB 80 yuan/card/year Puka main card: RMB 80 yuan/card/year; Puka Supplementary Card RMB 50 yuan/Card/Year Business Card Gold Card: RMB 300 yuan/Card/Year Puka: RMB 150 yuan/Card/Year.
How to check the credit of bank credit cards? Credit card limit, personal credit record, which one are you talking about?
The credit card limit depends on your own credit card statement (paper, electronic and online banking are all acceptable), and personal credit records need to be checked with your ID card at the local people's bank or commercial bank.