1. After the credit card cancellation business, the card will be invalid, but the account will be automatically retained for a period of time (usually one year). If this period of time is no longer used, the bank will eventually officially and automatically cancel the account for the customer.
2. If you transfer to a bank, the way to withdraw money is to bring your valid ID card and go to the credit card department of the local bank to handle related business, and then you can withdraw money. If you decide that you don't need this card, you can go to the card department to cancel the account. If you need to use the card, you can also apply to restore it.
3. Keeping the account for a period of time will not generate any fees, including the annual credit card fee. The account is kept for a period of time in case the customer wants to resume using the card after making an appointment to close the account.
4. If you want to cancel your account completely, you can go to the card department of the bank to officially cancel your account with your valid ID card one month after you handle the "account cancellation" business.