Friends who often use credit cards should know that when the current credit card bill is large, banks like to call the cardholder to arrange credit card installments. So, why do banks always call you for installment? Is it just to make money? Many cardholders don’t understand the reason. Let’s find out together. Why do banks keep calling you to ask for credit card installment? Banks call cardholders for credit card installments not only to remind cardholders to repay, but also to complete work performance. Banks usually contact cardholders by phone when the final repayment date is approaching to prevent the cardholder from being careless and forgetting to repay, resulting in a bad credit report. The installment phone call can remind the repayer to repay in time. If the cardholder feels that he cannot pay it off at once, he will introduce the installment staff's suggestions to handle the installment plan. This is exactly the task that bank staff need to complete. Regardless of whether you pay in installments or not, as far as the bank is concerned, it can always achieve its purpose. Of course, not everyone can receive the bank’s installment business recommendation phone number. Only those who meet the conditions can receive the installment invitation.