the minimum repayment amount is the minimum amount to be repaid in the current month when revolving credit is used, and the minimum repayment amount is listed on the current bill.

the calculation method of the minimum repayment amount of each bill:

the minimum repayment amount = 1% of all general transactions in the credit card account+1% of all outstanding installment transactions in the account+1% of the unpaid part of the minimum repayment amount in the previous period+1% of all the money used in excess of the credit limit of the account+1% of expenses+1% of interest

As long as you pay in advance, Repayment according to the minimum amount of the bill will not cause late payment fees, nor will it affect your personal credit, but it will generate cyclic interest. Interest will be charged for all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full.