; Application materials that need to be submitted for China Merchants Bank personal consumption loans: 1. ID card, marriage certificate 2. Real estate certificate 3. Address proof Choose at least one of: water, electricity, gas, telephone or property management etc. Expense bills 4. At least one of the income certificates: salary certificate/bank statement/income tax bill/social security record/other income certificate 5. Proof of purpose: provide corresponding transaction certification materials

China Merchants Bank Personal Consumption Loan The application process: Step 1: Submit application Step 2: Bank approval Step 3: Withdraw money for consumption

Characteristics of CMB personal consumption loans: 1. Large amounts CMB personal consumption loans increase the super high loan amount , fully meet various consumer needs. 2. Multiple uses: China Merchants Bank’s personal consumption loans can be used for car purchase, decoration, travel, study abroad, consumption, etc. You can choose from it. 3. More convenient. Personal consumption loans from China Merchants Bank can be used on a recurring basis. You can borrow and repay at any time, and use it whenever you want. 4. Save a lot of money. The expected annual interest rate of China Merchants Bank’s personal consumption loans is ultra-low. At the same time, you can also enjoy the interest-free period of up to 50 days by using Consumption Easy. China Merchants Bank personal consumption loans are open to all customers who need to apply for personal consumption loans. If you want to buy a car, decorate, travel, or study abroad, you can apply for a personal consumption loan from China Merchants Bank. The loan amount can be up to 20 million yuan, with a long term of 30 years.