How to earn points with Everbright Credit Card?
Everbright Credit Card can earn points in the following ways:
1. Consumption points: The points rule of Everbright Bank Credit Card is that you can accumulate 1 point for every RMB 1 spent with the card. , you can accumulate 8 points every time you spend over 1 USD overseas, and you can accumulate 8 points every time you spend 1 Euro overseas.
2. Cash withdrawal points: When you withdraw cash with Everbright Credit Card, you will get 100 points when your handling fee exceeds 1 yuan, and 800 points when your handling fee exceeds 1 US dollar/1 euro. Credit card points earned by China Everbright Bank are generally valid within 5 years.
3. Online transactions: There are no credit card points for online payment transactions with Everbright Bank credit cards.
4. Multiple points for birthdays: 2 times the points for the regular gold card’s birthday month, and 3 times the points for the platinum/diamond/infinite card’s birthday month.
5. The types of merchants that are not eligible for Everbright points include: real estate transactions, car sales transactions; wholesale transactions; public hospital transactions; public school transactions; charity and social service transactions; government transactions; agricultural cooperation transactions; county and township preferential transactions.
Everbright Bank Credit Card Points Accumulation Rules
1. Everbright Bank credit card holders can earn 1 point when spending RMB 1 or more in a single transaction or withdrawing cash, and 8 points when spending USD 1 in a single transaction. A maximum of 20,000 points can be earned for a single RMB cash withdrawal, and a maximum of 24,000 points can be earned for a single USD cash withdrawal. Points will not be calculated for cash withdrawal transactions that do not charge a cash withdrawal fee. Points generated from the transaction amount will take effect on the day after the bank accounting date.
2. If a Everbright Bank credit card holder has two or more credit cards, the accumulated points of each card will be calculated together. Scope of application of Everbright Bank credit card points: Everbright Bank credit card holders can earn points by swiping their cards for consumption, cash advances, and mail ordering and installment payments of goods through credit cards. However, points will not be calculated for the following items: 1. Real estate transactions; 2. Car sales transactions; 3. Wholesale transactions; 4. Public hospital transactions; 5. Public and school transactions; 6. Charity and social services transactions; 7. Government service transactions.
Methods for redemption of Everbright Bank credit card points
(1) Website, Everbright Bank customers can log in to the "Points Redemption Mall" channel of our bank's website, or log in to the "Rewards World" of our bank's credit card area Check the channel to redeem your favorite gifts.
(2) Online banking Everbright Bank customers can log in to our bank's online banking and enter the "Customer Service" channel "Points Management" page to inquire and redeem recommended gifts.
(3) Customer service is manual. Customers of China Everbright Bank can call China Everbright Bank’s 24-hour customer service hotline 95595 and choose manual service to redeem points.
How are Everbright points calculated?
Use a China Everbright Bank credit card to earn 1 point for a single purchase or cash withdrawal of RMB 1, and 8 points for US$1. The maximum accumulated points for a single transaction is 20,000 points, and the maximum accumulated points for a single USD cash withdrawal is 24,000 points. Among them, cash withdrawal transactions that do not charge a cash withdrawal fee will not be calculated for points. Points generated from the transaction amount will take effect on the day after the bank accounting date. Points are combined for use. If a cardholder holds two or more credit cards from our bank, the points accumulated by each card will be combined and calculated. In the case of refunds due to billing disputes or other reasons, China Everbright Bank will adjust the points originally obtained in proportion to the amount of the refund. China Everbright Bank reserves the right to adjust the points conversion ratio and reserves the right of final interpretation within the scope permitted by law. During the points accumulation period, the points are valid for 5 years (including the year the points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts.
1. China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.
As of the end of June 2021, China Everbright Bank has established 1,299 branches in the country, achieving full coverage of the domestic provincial-level administrative regional service network. The institutional outlets radiate to 149 economic center cities across the country. In the 2021 "Top 1000 Global Banks" list Among the list, China Everbright Bank ranked 32nd and ranked 25th in the 2021 "Ranking of the Top 500 Global Bank Brand Values". . Accelerating its international layout, the Hong Kong Branch, Seoul Branch, China Everbright International, China Everbright Europe and Luxembourg branches have been opened and operated one after another. The Sydney branch has applied for the establishment, and its social responsibility has become increasingly evident. It has continued to support the "Mother's Water Cellar" charity activity for many years, which has created a significant impact in society. Big impact.
2. On December 20, 2013, China Everbright Bank was successfully listed on the main board of the Hong Kong Stock Exchange. China Everbright Bank's H-share issuance is priced at HK$3.98 per share. Before the over-allotment option is exercised, the issuance size is 5.84 billion shares and the financing is approximately US$3 billion. If the over-allotment option is fully exercised, the issuance size will reach 6.60 billion. shares, raising approximately US$3.4 billion. Not only has it become the IPO financing king in Hong Kong in 2013, it will also become the largest IPO in the Asian market (excluding Japan) in 2013, the world's largest IPO by Chinese-funded enterprises in 2013, the world's third largest IPO in 2013, and the largest banking IPO in the Hong Kong market since 2011. .
What is the amount of Everbright Credit Card points calculated? < /p>
How are Everbright Credit Card points calculated?
The points calculation rules for China Everbright Bank credit cards are as follows:
Use China Everbright Bank credit cards for points-accrued transactions. If you spend RMB 1 or more in a single transaction, you will get 1 point, and if you spend more than US$1 in a single transaction, you will get 1 point. 8 points, you can get 8 points when you spend 1 euro;
When you use China Everbright Bank credit card to withdraw cash, you can get 100 points when you accumulate 1 yuan based on the handling fee, and you can get 800 points when you spend 1 dollar or 1 euro. Among them, cash withdrawal transactions that do not charge cash withdrawal fees will not be calculated into points;
If the user holds two or more Everbright Bank credit cards, the points accumulated by each card can be combined and calculated;
Because For refunds arising from credit card billing disputes or other reasons, China Everbright Bank will adjust the points previously earned in proportion to the amount of the refund.
The method for querying points is as follows:
Portal query: Users can log in to the "Points Redemption Mall" channel of China Everbright Bank's website, or log in to the "Points Redemption" channel of China Everbright Bank's credit card zone to query points. Account information.
Online banking inquiry: Users can log in to China Everbright Bank's online banking, enter the "Customer Service" channel, and query the points account information on the "Points Management" page.
Customer service hotline inquiry: Users can call China Everbright Bank’s 24-hour customer service hotline 95595 and choose manual service for point inquiry (this channel is currently only applicable to point inquiry through credit card information).
ATM self-service equipment inquiry: Users can check points account information through Everbright Bank ATM self-service equipment.
Credit card statement inquiry: China Everbright Bank will display the recommended points redemption gifts and customer Everbright points summary information on the monthly statements sent to credit card holders.
How to calculate points for Everbright Platinum Card
Question 1: How to calculate points for Everbright Platinum Credit Card 1. Enjoy gift when opening the card, unlimited points
Customers of Everbright Platinum Credit Card If you choose to pay the first-year annual fee of RMB 680 for the Platinum Card in full, you will receive 150,000 bonus points.
2. Everbright celebrates your birthday with you
For transactions that can earn points in the month of your birthday, regular card customers enjoy double points benefits, and platinum credit card customers enjoy triple points benefits.
3. Enjoy free points for bill installments
From now until December 31, 2012, you can enjoy double points for the 3rd, 6th and 9th installment of bill installments. , 12 issues are triple points
4. brush every week and receive free gifts every week.
From now until December 31, 2012, if you spend more than 50 yuan in points by using your card on more than two days in a week (including two days) in a single day, you will get an additional 1,000 points!
5. Spring is warm and flowers are blooming.
From now until March 31, 2012, all points-accountable transactions will enjoy double points benefits. (That is, double points for ordinary cards, triple points for platinum cards. Double points for the month of birthday.)
Points rules:
Platinum cards earn 2 points for 1 yuan of transactions, and 2 points for 1 US dollar. Score 16 points.
The points are valid for 5 years (including the year the points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts.
The following transactions do not count points:
1. Real estate transactions;
2. Car sales transactions;
3. Wholesale
4. Transactions in public hospitals;
5. Transactions in public schools;
6. Transactions in charity and social services;
7. Service transactions.
Question 2: How many points are needed to offset the annual fee of Everbright Bank Platinum Credit Card? The standard annual fee is 2,000 yuan/year. Now during the promotion period, it is 1,188 yuan per year. However, Everbright offers a discount of points to deduct the annual fee. In the first year, 100,000 credit card points can be used to deduct 500 yuan in cash. Starting from the next year, 200,000 credit card points can be used to deduct the full annual fee. You need to call 95595 and transfer to manual customer service for deduction from one month before the annual fee is generated to 2 months after the annual fee is generated. Question 3: How to accumulate points with Everbright Bank Platinum Card 1. Enjoy the benefits of opening a card Gift, unlimited points Everbright Bank Platinum Credit Card customers who choose to pay the Platinum Card’s first-year annual fee of RMB 680 in full will receive 150,000 points. 2. Everbright celebrates your birthday with you. For transactions that can accrue points in the month of your birthday, regular card customers will enjoy double points, and platinum credit card customers will enjoy triple points. 3. Points for bill installments will be given away from now until December 2012. On the 31st, those who apply for bill installments in 3rd, 6th and 9th installments will enjoy double points for the installment amount, and 12th installment will get triple points. 4. Pay every week and get free points every week. From now until December 31, 2012, if you spend more than 2 days a week (including two days) on a single day, you can earn an additional 1,000 points by accumulating points for transactions exceeding 50 yuan! 5. Spring is warm and flowers are blooming. It’s a joy to brush. From now until March 31, 2012, all points-accruing transactions will enjoy double points benefits. (That is, double points for regular cards, triple points for platinum cards. Double points for the month of birthday.) Points rules: Platinum cards earn 2 points for 1 yuan of transactions, and 16 points for 1 US dollar. The points are valid for 5 years (including the year the points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts. The following transactions do not count points: 1. Real estate transactions; 2. Car sales transactions; 3. Wholesale transactions; 4. Public hospital transactions; 5. Public and school transactions; 6. Charity and social service transactions ; 7. Service transactions.
Question 4: How to calculate Everbright Platinum Card points 1. Get a gift when you open the card, unlimited points
Everbright Bank Platinum Credit Card customers choose to pay the Platinum Card annual fee of RMB 680 in full for the first year. Get 150,000 points.
2. Everbright celebrates your birthday with you
For transactions that can earn points in the month of your birthday, regular card customers enjoy double points benefits, and platinum credit card customers enjoy triple points benefits.
3. Bonus points for bill installments
From now until December 31, 2012, you can enjoy double points for the 3rd, 6th and 9th installment of bill installments. , 12 issues are triple points
4. brush every week and receive free gifts every week.
From now until December 31, 2012, if you spend more than 50 yuan in accumulated credit card transactions on more than two days per week (including two days) in a single day, you will receive an additional 1,000 points!
5. Spring is warm and flowers are blooming.
From now until March 31, 2012, all points-accountable transactions will enjoy double points benefits. (That is, double points for ordinary cards, triple points for platinum cards. Double points for the month of birthday.)
Points rules:
Platinum cards earn 2 points for 1 yuan of transactions, and 2 points for 1 US dollar. Score 16 points.
The points are valid for 5 years (including the year the points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts.
The following transactions do not count points:
1. Real estate transactions;
2. Car sales transactions;
3. Wholesale
4. Transactions in public hospitals;
5. Transactions in public schools;
6. Transactions in charity and social services;
7. Service transactions.
Question 5: How many points are needed to offset the annual fee of Everbright Bank Platinum Credit Card (1) Yes,
(2) In the first year, 3.80 yuan and 100,000 points can be used to offset the annual fee of Platinum Credit Card fee. Starting from the next year, you can use 680 yuan to deliver each year, or 200,000 points to offset it.
Everbright Platinum Credit Card Points Calculation Rules:
(1) Everbright Bank Platinum Credit Card customers who choose to pay the platinum card’s first-year annual fee of RMB 680 in full will receive 150,000 points.
(2) For transactions that can accrue points in the month of birthday, regular card customers enjoy double points benefits, and platinum credit card customers enjoy triple points benefits
(3) Platinum card transactions 1 A dollar earns 2 points, and a dollar earns 16 points.
(4) Points are valid for 5 years (including the year the points are generated). After the card expires and is renewed, you can continue to use the points to redeem gifts.
Question 6: How to calculate the points of Everbright Bank Platinum Credit Card? There is an annual fee for Everbright Bank Platinum Card. The annual fee for the first year is 1,188 yuan, and the annual fee for the following year can be deducted with 200,000 points.
Everbright Longteng Platinum Credit Card Rights:
Longteng Banking Rights: Everbright UnionPay Longteng Co-branded Platinum Card. New customers who apply for this card will receive unlimited Longteng credit cards in the first 6 months from the date of approval. VIP room service. Six months after approval, you will receive 9 Longteng VIP service points per year. After that, the Dragon Card points will be updated every year on the date of approval. All services in Longteng VIP Lounge are for personal use only.
Automobile roadside assistance service: When the vehicle in the customer's name, or the vehicle of the customer's spouse, or the vehicle the customer is riding in breaks down or has an accident while driving and cannot drive normally, you can enjoy automobile roadside assistance services. The three services of emergency towing, roadside quick repair and emergency fuel delivery shall be used no more than 6 times per year.
Complimentary insurance: accident insurance: Everbright Longteng Platinum Credit Card gives away aviation accident insurance, train and ship accident insurance, and car accident insurance up to 5 million yuan, 3 million yuan, and 1 million yuan; flight delay insurance: take a flight If the delay is more than 2 hours, compensation will be 300 yuan, up to 900 yuan per year.
Question 7: Will the Everbright Bank Platinum Card be deducted after one year of swiping the card, or will it be deducted immediately after swiping? How can I use points to offset the Platinum Card? Generally, an annual fee will be charged in the month of activation. You can activate it every year in the future. The annual fee will be deducted in that month. If you want to use points to offset the annual fee, you need to call and apply for it directly. If you don’t tell me, you will still be charged the annual fee. This is particularly pitiful
Question 8: Everbright Bank Platinum Credit Card How to use points to offset the annual fee? Call the customer service number, transfer to a manual, and tell them that you want to offset it for free.
Question 9: How is the annual fee for the Everbright Bank Credit Card Golf Platinum Card calculated? Beware of "disguised" annual fees charging
"Disguised" charges are also common, such as "entry fees", "cost of production", membership fees, etc.
Bargain on annual fees
Free annual fees for swiping cards is the bank’s purpose to encourage cardholders to spend by swiping their cards. If the cardholder does not meet the annual fee exemption standard, most banks will waive the annual fee for some customers to retain customers, some through supplementary payment, and some unconditionally!
High-end cards usually do not Free
Most platinum cards or higher are not exempt from annual fees. For example, annual fees for top-tier cards, American Express black cards, etc. (such customers are generally not short of money).
Reminder: For credit card holders, there is no need to try to avoid applying for supplementary cards, because supplementary cards will charge annual fees. Although they are cheaper than the main card, it is better to avoid them
Question 10: Does Everbright Platinum Credit Card offer 100,000 points for the first purchase in January? 1. Choose a good card to increase your points. With the continuous development of Internet finance, the proportion of online consumption has become higher and higher. In the past, most netizens paid more attention to the points activities of credit card offline transactions. In fact, if you choose the right credit card, you can also have unexpected gains online. . For example, a Taobao Xin card launched by a certain bank allows you to quickly pay for purchases online through Alipay, and you can also get credit card points rewards.
Every RMB 1 spent will earn you 1 credit card point, and points from online and offline purchases can be combined.
2. It is more cost-effective to use online. Credit card points can be directly used as money online. For example, using the Taobao Xin card mentioned above to pay through the Alipay quick payment function, you can make online purchases, pay utility bills, etc. without opening online banking. And the points can be exchanged for Taobao "Jifenbao" points, which can be directly deducted in cash when shopping on Taobao. 500 credit card points = 100 Alipay Jifenbao = 1 yuan, and the maximum single redemption limit is 50 yuan. Overall it's a pretty good deal.
It is relatively convenient to use points online. You can also go to the special merchants of the credit card to redeem gifts.
Everbright Credit Card Points Rules
1. Use a China Everbright Bank credit card for points-accrued transactions. You can earn 1 point for a single purchase of RMB 1 or more, and 8 points for a purchase of US$1. , you can get 8 points when you spend 1 euro; 2. Use China Everbright Bank credit card to withdraw cash, and you can get 100 points when you accumulate 1 yuan based on the handling fee, and you can get 800 points when you spend 1 dollar or 1 euro.
1. China Everbright Bank Points Reward Program is a special reward activity launched by China Everbright Bank to reward customers. China Everbright Bank customers can use their accumulated Everbright points to redeem point gifts, gift certificates, or related value-added services.
2. The specific reward methods and terms and conditions are as follows: Participation qualifications 1. This points reward plan is applicable to all customers with China Everbright Bank points. Customers can automatically accumulate points with credit card and debit card transactions. Credit card Points from debit cards can be combined. Prerequisites for the combined use of customer points: If China Everbright Bank customers use their ID card information to apply for debit cards and credit cards, their debit card points and credit card points will be automatically merged and integrated. If the customer uses non-identity document information to register the credit card and debit card, or the registered document type or document number information is inconsistent, the customer's credit card and debit card points cannot be combined and associated and used, and can only be used separately.
3. 1. This points reward plan allows the main credit card (main card standard card or MINI card) to redeem points. Points from the supplementary card will be combined into the main card points account, and points gifts cannot be applied for. Redeem, but you can check your points account information. Sunshine Huitong Card does not participate in the points reward program. If other credit cards have special regulations, cardholders please pay attention to our bank's points redemption website for gifts and promotional materials in real time, and the latest announcement shall prevail. 2. When a Everbright Bank customer redeems a gift from China Everbright Bank in accordance with the terms of these Terms and Conditions, if any of the following circumstances occurs, the customer will immediately lose the redemption qualification of the points reward program: (1) The credit card or debit card held is suspended or controlled , cancel the credit card on your own and freeze the account; (2) There are overdue accounts that have not been repaid, and the minimum repayment amount of the bills in the last two months has not been paid; (3) Violation of the "China Everbright Bank Credit Card Articles" and "China Everbright Bank Credit Card Receipt" "Contract" or the terms of these Terms or other relevant provisions; (4) Other special circumstances stipulated by China Everbright Bank.
This concludes the introduction on how Everbright credit card points are calculated and the uses of Everbright credit card points. Have you found the information you need?