Huaxia Bank's credit card bills can be prepayed in installments. But if you want to prepay, you need to apply to terminate the installment service first. You can call the customer service phone of Huaxia Bank and contact the customer service staff of Huaxia Bank to terminate the installment, and then you can prepay.

If you repay the loan in advance without proposing to terminate the installment, the bank will not deduct the extra money you paid, and the bank will still deduct the money according to the installment standard, and the extra money you paid will form an overpayment.

2. Prepayment fee for Huaxia Bank's credit card bill by installment

After applying for prepayment for Huaxia Bank's credit card bill by installment, you need to pay the remaining unpaid principal and the remaining unpaid installment fee in one lump sum.

The bank's installment charging policy changes every year. It is recommended to call the bank's customer service hotline for consultation before repayment.

Huaxia Bank officially issued Huaxia Credit Card on June 18th, 27. Huaxia Bank's first series of credit cards are divided into ordinary cards, gold cards and titanium cards. In terms of product function design, Huaxia Credit Card has launched a number of innovative functions and services. There are innovations in credit card limit, repayment period and interest-free policy. Issuing Huaxia Credit Card is a significant progress in the strategic cooperation between Huaxia Bank and Deutsche Bank, and it also marks the first time that Huaxia Bank has entered the credit card market in China.

Application method:

Any individual who has reached the age of 18, has full capacity for civil conduct, has a legal and stable income source, and has a good credit standing can apply to Huaxia Bank card issuer for a personal credit card master card with his valid identity document.

supplementary card applicant qualification: the main cardholder of an individual card can apply for supplementary cards for natural persons with full capacity for civil conduct or with limited capacity for civil conduct who are over 15 years of age. If the applicant for supplementary cards is under 18 years of age, he must obtain the consent of his legal representative. The cardholder of the main card bears all the debts incurred by the supplementary card. Compatriots from Hong Kong, Macao and Taiwan do not need to pay the deposit, which is equivalent to the same conditions for mainland residents.

Features:

According to Hou Ping, general manager of Huaxia Bank Credit Card Center (formerly general manager of China Bank Credit Card Department), according to the "Easy Turnover" plan, banks can transfer money according to the authorization of customers to repay the accounts payable by consumers. The installment courtesy of "borrowing a lot and paying back a little" enables cardholders to choose a large consumption transaction at will within three months of opening the card and enjoy the installment courtesy of zero interest and zero handling fee. "Worry-Free Risk" provides cardholders with a unique risk protection service for card loss 72 hours before loss reporting. These functions give consumers more benefits, financial control space and higher security.