With the increasing demand for credit cards, various banks have introduced many different types of credit cards to meet the different needs of users. Faced with all kinds of credit cards, many people often don't know how to choose.
according to the comprehensive situation of various credit cards, some card friends recommended four credit card gods. So what are the four credit card gods? What kind of credit card is the most worthwhile?
1. ICBC's black and white dishes.
This credit card is the standard platinum credit card of ICBC. It is called "black and white dish" because the card face is black and the middle of the credit card has a silver peony pattern. This credit card is the highest-ranking card in ICBC. Applicants need to be six-star users of ICBC and above, and the average annual daily deposit of users reaches 1 million before they have the opportunity to apply.
2. Guangfa Bank Zhenshang Platinum Card.
The platinum credit card of Guangfa Bank has a high quota, and the cardholder can also enjoy a variety of special rights and interests such as triple points for business travel/overseas consumption, VIP room courtesy of high-speed rail, and three-phase fee concessions for self-help;
3. Pufa American Express Platinum Card.
The minimum credit line is 1, yuan, and cardholders can enjoy various rights and interests such as VIP room service at Longteng Airport, shuttle service at domestic and overseas airports, high-end hotel discounts, 1 times points and so on;
4. Classic Platinum Card of China Merchants Bank.
this platinum card belongs to unionpay+visa version, which can be used both at home and abroad. Usually, platinum cards do not enjoy the annual fee reduction, and the annual fee of this credit card can be deducted from the annual fee of 3,6 yuan with 1, permanent points.
cardholders can also enjoy special benefits such as global car rental discount, airport VIP lounge courtesy and high insurance coverage.
In the credit card industry, the government has not ranked any credit cards, and the above four credit cards are only four credit cards with high quota and rich characteristics and rights recommended by card friends.
For credit card applicants, those with high quota, rich rights and interests, and those recommended by card friends are not necessarily the most worthwhile ones. At present, there are many types of credit cards in the market, and different types of credit cards have different rights and interests.
applicants should choose the credit card that suits them best according to their actual situation. Those who travel frequently can choose to apply for business credit cards, and those who shop frequently can apply for Taobao co-branded credit cards. The credit card that suits them is the most worthwhile.