The vast majority of people who apply for credit cards hope that the higher the card level they can apply for, the better, because different card levels, cardholders enjoy different benefits and rights. As a mid-range credit card, what are the benefits of a gold card? 1. High credit: The credit amount of gold cards of all banks is higher than that of ordinary cards, generally between 1, and 5, yuan, which can better meet the cardholder's consumption overdraft demand.

2. Getting insurance is a gold card right that Puka can't enjoy. For example, the gold card customers of Guangfa Bank can get all-round general accident protection and traffic accident protection every year from the next day, with a general accident insurance coverage of 5, yuan, an aircraft accident insurance coverage of 1 million yuan, a train and ship rail traffic accident insurance coverage of 2, yuan and a car accident insurance coverage of 5, yuan.

3. Some bank gold cards for medical assistance provide emergency message transmission and hospitalization medical expenses guarantee. Generally, the maximum compensation for accidental medical treatment is 5, yuan, and 3 yuan is exempted for each time, with 8% compensation. General accidental hospitalization allowance is 3 yuan/day, with a maximum of 3 days for each hospitalization and a maximum of 18 days in total.

4. Full-time account manager service provides full-time personal account managers for gold card users, including consulting and booking services, and assisting in handling various banking businesses.

5. Professional financial advisory services provide a series of professional, personalized and comprehensive services such as financial analysis, investment and financing advice, financial planning services, and financial product promotion.

6. Exclusive VIP customer activities invite Gold Card customers to participate in various special fashion salons and advanced financial management lectures regularly or irregularly, and invite professionals to analyze market trends, train financial management knowledge, share investment experience and experience high-quality VIP activities.

7. What are the benefits of financial information service? Different banks and different card types will have different benefits and rights. The above rights and interests are the basic guarantee and value-added services provided by the credit card gold card. If you want to apply for a credit card gold card, you need to know the specific benefits you enjoy according to the card type.