Carys are graded, which every cardholder should know. Today, Bian Xiao will focus on two grades of credit cards, the difference between platinum and titanium.

1. Annual fee charged by credit card

The annual fee of credit card varies with different credit card grades. Because the grade of platinum card is higher than that of titanium card, the corresponding annual fee will be higher than that of titanium card.

2. Credit card limit

Banks have set corresponding limits on the grades of credit cards, among which the limit of platinum credit cards is slightly higher than that of titanium credit cards. However, how much credit card can be approved depends on the comprehensive quality of the applicant.

3. Credit card benefits

Compared with titanium card, platinum card definitely has more advantages.

4. Credit card issuers

Generally speaking, MasterCard only issues titanium cards, while UnionPay and VISA do not have so-called titanium cards.