As we all know, it is necessary to fill in the application materials truthfully when applying for a credit card online. For example, the applicant's name, gender, age and other personal information is immutable, and there is no skill at all, so it is necessary to start from the following aspects.
1. Working conditions: The more stable the better.
The nature of the work unit must be checked according to the facts, the employment status should be full-time, and the working time should be more than 6 months. Of course, the longer the time, the better.
Second, the income situation: the higher the better.
You have to fill in the pre-tax salary, plus various benefits. Income should at least exceed the local average, of course, the higher the better.
Third, the fixed telephone: Be sure to answer it.
Some applicants have no fixed lines at home or at work. Whether you borrow money from relatives and friends or install one yourself, you must have it. Moreover, it can ensure that when the bank makes a credit return call, someone will answer it in time and successfully complete the return call, otherwise the bank may directly refuse the card.
Four. Contact address: accurate and detailed
To apply for a credit card online, you need to fill in the contact address, including home address and work address. Need to be reminded that the address must be specific to the house number to ensure accuracy.
Verb (abbreviation of verb) Housing situation: It is better to have a house.
Self-occupied housing is a plus item. Although you don't need to submit paper proof materials to apply for a credit card online, you can't fill it in as having a room without a room. If there is no self-occupied housing, young applicants can choose to live with their parents.
6. Marital status: matching the number of dependents.
The bank will give extra points to older married applicants. On the contrary, if you are older and unmarried, or younger and married, your score will be lowered to some extent. If you are unmarried, the number of dependents will naturally be 0; But even if you are unmarried, you should check 0; If you are married, you will get extra points for checking 1-2 providers.
Education level: The higher the better.
In short, applying for credit card information online should be based on the principle of seeking truth from facts and use some skills appropriately. The above points can be slightly packaged according to your actual situation, which is conducive to bank card issuance and even higher credit line.